3016 W 97th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3016 W 97th St, Bloomington, MN 55431

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 1,204 sqft · built 1965
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Tax Bill$6,219 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Apr 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-027-24-13-0010

Property Details

APN / Parcel Number

Primary APN17-027-24-13-0010

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
Gross Area2,288 sqft
1st Floor Area1,204 sqft
Basement Area1,084 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1999
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area576 sqft

Exterior Amenities

PorchOpen Porch
Porch Area115 sqft
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address3016 W 97TH ST
CityMINNEAPOLIS
StateMN
Zip55431-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 002 BLOCK 003 T SOUTHBROOK 3RD ADDN 100 X 150
Legal Range24
Legal Township027
Legal Section17
Legal Quarter13
Legal SubdivisionSOUTHBROOK 3RD ADDN
Legal Block3
Legal Lot Number2
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group2
Census Block2007
Census Tract25702

Owner

3016 W 97th St is owned and occupied by an individual.

Source: Hennepin County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3016 W 97TH ST, MINNEAPOLIS, MN 55431-2424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUSTONE FINANCIAL CU
Apr 2, 2018Deed of Trust, Mortgage · Line of Credit
FIREFLY FCU
Apr 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIREFLY FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address3016 W 97TH ST, BLOOMINGTON, MN 55431-2424
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00T6006783
DateApr 6, 2023
InstrumentT6006783
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueApr 20, 2033

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address3016 W 97TH ST, BLOOMINGTON, MN 55431-2424
Document Number0005530999
Instrument DateApr 2, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3016 W 97TH ST BLOOMINGTON MN 554312424, BLOOMINGTON, MN 55431-2424

Mortgage

Document Number0005530999
DateMay 7, 2018
Instrument5530999
Lender
NameFIREFLY FCU
AddressBURNSVILLE, MN 55337
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 6, 2033
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address3016 W 97TH ST, BLOOMINGTON, MN 55431-2424
Document Number0005530998
Instrument DateApr 2, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3016 W 97TH ST BLOOMINGTON MN 554312424, BLOOMINGTON, MN 55431-2424

Mortgage

Document Number0005530998
DateMay 7, 2018
Instrument5530998
Lender
NameFIREFLY FCU
AddressBURNSVILLE, MN 55337
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 6, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3016 W 97th St was $6,219 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,219.00$455,300 Land $154,200 Building $301,100$455,300 Land $154,200 Building $301,100
2023$5,270.00 Homeowner's exemption
2022$447,800 Land $152,000 Building $295,800$447,800 Land $152,000 Building $295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3016 W 97th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3016 W 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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