Kenton County property record for 3016 Spring Valley Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 900 sqft · built 1979 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Mar 2024) |
| Tax Bill | $2,725 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-10-04-002.00 |
| Primary APN | 017-10-04-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 900 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3016 SPRING VALLEY DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SEC 4 LOT 202 |
| Legal Subdivision | SPRING VALLEY |
| Legal Phase | 4-1 |
| Legal Lot Number | 202 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Mar 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| Sep 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 31, 2022 | Warranty Deed, Transfer SPRINGDALE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Sep 29, 2022 · Amount on Record |
| Deed Document Number | 2024127 |
| Deed Book / Page | 276 / 551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
| Document Number | 0005900129 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | KCM 535/947 |
| Instrument | 24032705900129 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5043 STEWART AVE 101, 101, CINCINNATI, OH 45227-3588 |
| Document Number | 0005900128 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | KCM 535/927 |
| Instrument | 24032705900128 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 29, 2022 |
| Property Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
| Document Number | 0005900112 |
| Book / Page | 192 / 400 |
| Map Reference | MB 21 PG 22 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 22092905900112 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | MILLENNIAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2821 ASHLAND AVE, 2821, COVINGTON, KY 41015-1014 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
| Document Number | 0005900113 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 22092905900113 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 31, 2022 |
| Property Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
| Document Number | 0005900143 |
| Book / Page | 156 / 953 |
| Map Reference | MB 21 PG 22 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 22033105900143 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2821 ASHLAND AVE, 2821, COVINGTON, KY 41015-1014 |
| Name | Verified Name |
|---|---|
| Address | 3016 SPRING VALLEY DR, ERLANGER, KY 41018-2865 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,000 (-) Land $25,000 Building $250,000 | $275,000 (-) Land $25,000 Building $250,000 | |
| 2025 | $2,725.00 (+8.78%) | $275,000 (+17.02%) Land $25,000 Building $250,000 | $275,000 (+17.02%) Land $25,000 Building $250,000 |
| 2023 | $2,505.00 | $235,000 Land $25,000 Building $210,000 | $235,000 Land $25,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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