Union County property record for 3016 Mill Stream Ct, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,630 sqft · built 1992 |
| Lot Size | 0.588 acres (25,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,500 (Jun 2024) |
| Tax Bill | $2,904 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-054-268 |
| Primary APN | 07-054-268 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,030 sqft |
| 1st Floor Area | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,613 sqft (0.588 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 184 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3016 MILL STREAM CT |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 STALL |
| Legal Description | #78 HUNLEY CREEK PH1 MP1 OPCC397 |
| Legal Subdivision | HUNLEY CREEK |
| Legal Lot Number | 78 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20309 |
3016 Mill Stream Ct, a rural home, is owned and occupied by two individuals who bought it in June 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| May 20, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jul 27, 2020 | Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG |
| Mar 14, 2019 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Prior Sale | Jul 14, 2022 · Amount on File |
| Deed Document Number | 202414256 |
| Deed Book / Page | 8925 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 14, 2022 |
| Property Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Document Number | 0008524844 |
| Book / Page | 8524 / 844 |
| Map Reference | CAB C FILE 397 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 25104 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 EDWARDS LN, 113, LONGS, SC 29568-8801 |
| Name | Verified Name |
|---|---|
| Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Document Number | 0000025105 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 25105 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 8108849 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 8108/849 |
| Instrument | 24116 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7563562 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 7563/562 |
| Instrument | 0001542 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Document Number | 7808411 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3016 MILL STREAM CT MATTHEWS NC 281043343, MATTHEWS, NC 28104-3343 |
| Document Number | 7808411 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 007808/000411 |
| Instrument | 36371 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 14, 2019 |
| Property Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Document Number | 0007329520 |
| Book / Page | 7329 / 520 |
| Map Reference | CAB C FILE 397 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 0006370 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4123 KUYKENDALL RD APT 242, 4123, CHARLOTTE, NC 28270-4454 |
| Name | Verified Name |
|---|---|
| Address | 3016 MILL STREAM CT, MATTHEWS, NC 28104-3343 |
| Document Number | 0000006371 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 0006371 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 3016 Mill Stream Ct was $2,904.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,100 (-) Land $95,800 Building $330,300 | $426,100 (-) Land $95,800 Building $330,300 | |
| 2025 | $2,904.00 | $426,100 Land $95,800 Building $330,300 | $426,100 Land $95,800 Building $330,300 |
| 2023 | $2,268.00 | $269,100 Land $51,100 Building $218,000 | $269,100 Land $51,100 Building $218,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3016 Mill Stream Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3016 Mill Stream Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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