3016 Harding Way, Costa Mesa, CA 92626 Property Records

Orange County property record for 3016 Harding Way, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 2,476 sqft · built 1962
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,791 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`141-133-32`

Property Details

APN / Parcel Number

Primary APN	`141-133-32`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
1st Floor Area	2,476 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3016 HARDING WAY
City	COSTA MESA
State	CA
Zip	92626-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 4232 BLK LOT 20
Legal Subdivision	TRACT NO 4232
Legal Tract	4232
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	63903

Owner

3016 Harding Way is owner-occupied and held in a trust since November 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3016 HARDING WAY, COSTA MESA, CA 92626-2846
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU
Jul 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARTNERS FCU
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000727326
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3016 HARDING WAY, COSTA MESA, CA 92626-2846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231664
Date	Jul 1, 2019
Instrument	2019000231664

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 13, 2020
Property Address	3016 HARDING WAY, COSTA MESA, CA 92626-2846
Document Number	0000329262
Map Reference	MB 148 PG 21&22
Instrument Date	Jun 30, 2020
Instrument	2020000329262
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3016 HARDING WAY, COSTA MESA, CA 92626-2846

Mortgage

Document Number	0000329263
Date	Jul 13, 2020
Instrument	2020000329263

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3016 HARDING WAY, COSTA MESA, CA 92626-2846
Document Number	0000007497
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3016 HARDING WAY COSTA MESA CA 926262846, COSTA MESA, CA 92626-2846

Mortgage

Document Number	0000007497
Date	Jan 9, 2018
Instrument	7497

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3016 Harding Way was $4,791 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,739 (+2%) Land $160,634 Building $207,105
2025	$4,791.00 Homeowner's exemption	$360,529 Land $157,484 Building $203,045
2023	$4,477.00 (+4.36%) Homeowner's exemption	$346,530 Land $151,369 Building $195,161
2022	$4,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3016 Harding Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3016 Harding Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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