St. Charles County property record for 3016 Cypress Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 1969 |
| Lot Size | 0.218 acres (9,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,750 (Jun 2026) |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045380A000 |
| Primary APN | 045380A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 3,880 sqft |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,480 sqft (0.218 acres) |
| Lot Dimensions | 120 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 045380A000 |
|---|---|
| Street Address | 3016 CYPRESS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | DUCHESNE HILLS #2 LOT 203 |
| Legal Subdivision | DUCHESNE HILLS #2 |
| Legal Lot Number | 203 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 310301 |
3016 Cypress Dr is owned and occupied by an individual who bought it in June 2026.
Source: St. Charles County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3016 CYPRESS DR, SAINT CHARLES, MO 63301-0730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Affidavit, Transfer |
| Jun 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK/STATE CHARLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Deed Document Number | 202626653 |
| Prior Transfer Date | Jun 5, 2026 |
| Prior Transfer Doc | 0000026652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 8, 2026 |
| Property Address | 3016 CYPRESS DR, SAINT CHARLES, MO 63301-0730 |
| Document Number | 0000026652 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202626652 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3016 CYPRESS DR, SAINT CHARLES, MO 63301-0730 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 8, 2026 |
| Property Address | 3016 CYPRESS DR, SAINT CHARLES, MO 63301-0730 |
| Document Number | 0000026653 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202626653 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | TITLE PARTNERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3016 CYPRESS DR, SAINT CHARLES, MO 63301-0730 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026654, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202626654 |
| Name | FIRST STATE BANK/STATE CHARLES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3016 Cypress Dr was $3,337.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,337.00 | $53,251 | $280,266 Land $50,000 Building $230,266 |
| 2023 | $55,988 | ||
| 2022 | $294,673 Land $50,000 Building $244,673 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3016 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 75 (1979–2015) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3016 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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