San Luis Obispo County property record for 3015 Willow Creek Rd, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,565 sqft · built 1940 |
| Lot Size | 18.3 acres (798,455 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,767 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-101-036 |
| Primary APN | 039-101-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,565 sqft Living Area |
| 1st Floor Area | 2,565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Lot Area | 798,455 sqft |
| Terrain | Combination |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 3015 WILLOW CREEK RD |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PM 45/65 PAR 3 |
| Legal Subdivision | PASO DE ROBLES RHO |
| Legal Block | 1 |
| Legal Lot Number | 159 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10016 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3015 WILLOW CREEK RD, PASO ROBLES, CA 93446-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 6, 2017 | Deed of Trust, Mortgage · ARM HERITAGE OAKS BANK |
| Jan 20, 2017 | Deed of Trust, Mortgage · ARM HERITAGE OAKS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2011 |
| Transfer Doc | 0000058394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3015 WILLOW CREEK RD, PASO ROBLES, CA 93446-7632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000849 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 2017000849 |
| Name | HERITAGE OAKS BANK |
|---|---|
| Type | Bank |
| Address | PASO ROBLES, CA 93446 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3015 WILLOW CREEK RD, PASO ROBLES, CA 93446-7632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000003024 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2017003024 |
| Name | HERITAGE OAKS BANK |
|---|---|
| Type | Bank |
| Address | PASO ROBLES, CA 93446 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $256,048 (+2%) Land $117,199 Building $138,849 | |
| 2025 | $2,767.00 (+9.28%) Homeowner's exemption | $251,028 (+4.04%) Land $114,901 Building $136,127 |
| 2023 | $2,532.00 (+2.01%) Homeowner's exemption | $241,283 Land $110,441 Building $130,842 |
| 2022 | $2,482.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Ranch Wifi.
4G LTE (outdoors only), no 5G reported
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