3015 Westfield Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 3015 Westfield Rd, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,137 sqft · built 1939
Lot Size0.275 acres (11,981 sqft)
OwnerIndividual Name on Record
Last Sale$705,000 (Jul 2019)
Tax Bill$11,676 (2023)
Deeds & MortgagesJul 2021 Construction Loan
Nov 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN151-143-02

Property Details

APN / Parcel Number

Primary APN151-143-02

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,137 sqft Heated Area
Gross Area2,517 sqft
1st Floor Area2,033 sqft
Attic Area340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area11,981 sqft (0.275 acres)
Patio Area148 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number151-143-02
Street Address3015 WESTFIELD RD
CityCHARLOTTE
StateNC
Zip28209-1645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionL16 B8 M3-364
Legal SubdivisionPOPLAR GABLES
Legal Block8
Legal Lot Number16
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract2702

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Construction Mortgage
REGIONS BANK
Nov 18, 2025Deed of Trust, Mortgage · Line of Credit
CIVIC FCU
Apr 23, 2025Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
Jul 31, 2019Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Mar 20, 2017Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleMar 20, 2017 · Amount on Record
Deed Document Number0033719197
Deed Book / Page33719 / 197
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145514
DateJul 28, 2021
Book Page36348/654
Instrument2021145514
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118243
DateNov 18, 2025
Book Page40010/402
Instrument2025118243
Lender
NameCIVIC FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 17, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyEQUITABLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038393
DateApr 23, 2025
Book Page39530/641
Instrument2025038393
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 31, 2019
Property Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645
Document Number0000098060
Book / Page33719 / 197
Map ReferenceMB 3 PG 364
Instrument DateJul 31, 2019
Instrument2019098060
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 E KINGSTON AVE, 315, CHARLOTTE, NC 28203-4745

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645

Mortgage

Document Number0000098061
DateJul 31, 2019
Instrument2019098061
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term313 Months
DueAug 8, 2045

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 20, 2017
Property Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645
Document Number0000035035
Book / Page31648 / 128
Map ReferenceMB3 PG364
Instrument DateMar 20, 2017
Instrument2017035035
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address911 STRATFORD RUN DR, 911, FORT MILL, SC 29708-5702

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 WESTFIELD RD, CHARLOTTE, NC 28209-1645

Mortgage

Document Number0000035036
DateMar 20, 2017
Instrument2017035036
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims104 (1979–2025)
Claims Outside the SFHA13 of 104
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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