3015 Susan Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 3015 Susan Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1964
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Dec 2018)
Tax Bill	$5,756 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-382-12-00`

Property Details

APN / Parcel Number

Primary APN	`166-382-12-00`
Alternative APN	`1663201200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1663201200
Street Address	3015 SUSAN CIR
City	OCEANSIDE
State	CA
Zip	92056-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 23 TR 005127
Legal Subdivision	THUNDER HILLS ESTATES
Legal Tract	005127
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	18518

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3015 SUSAN CIR, OCEANSIDE, CA 92056-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Sep 18, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Dec 10, 2018	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/CA
Dec 10, 2018	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Aug 4, 1998 · Amount on Record
Deed Document Number	2018507192
Prior Transfer Date	May 4, 2011
Prior Transfer Doc	0000237496
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3015 SUSAN CIR, OCEANSIDE, CA 92056-4306
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 SUSAN CIR, OCEANSIDE, CA 92056-4306

Mortgage

Document Number	0000600067
Date	Aug 24, 2021
Instrument	2021-0600067

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60640

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3015 SUSAN CIR, OCEANSIDE, CA 92056-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408591
Date	Sep 18, 2019
Instrument	2019-0408591

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2018
Property Address	3015 SUSAN CIR, OCEANSIDE, CA 92056-4306
Document Number	0000507191
Instrument Date	Nov 6, 2018
Instrument	507191
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 SUSAN CIR OCEANSIDE CA 920564306, OCEANSIDE, CA 92056-4306

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2018
Property Address	3015 SUSAN CIR, OCEANSIDE, CA 92056-4306
Document Number	0000507192
Instrument Date	Nov 5, 2018
Instrument	507192
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$504.80
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3015 SUSAN CIR OCEANSIDE CA 920564306, OCEANSIDE, CA 92056-4306

Mortgage

Document Number	507193
Date	Dec 10, 2018
Instrument	507193

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,258 (+2%) Land $385,721 Building $136,537
2025	$5,756.00 (+8.69%) Homeowner's exemption	$512,018 (+4.04%) Land $378,158 Building $133,860
2023	$5,296.00 (+0.28%) Homeowner's exemption	$492,138 Land $363,475 Building $128,663
2022	$5,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile.

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