3015 Red Oak Dr, Harvard, IL 60033 Property Records

McHenry County property record for 3015 Red Oak Dr, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,953 sqft · built 1991
Lot Size	0.504 acres (21,994 sqft)
Owner	Individual Name on File
Last Sale	$206,500 (Oct 2018)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-19-201-004`

Property Details

APN / Parcel Number

Primary APN	`07-19-201-004`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	3,906 sqft
Basement Area	1,953 sqft

Exterior

Year Built	Built 1991
Lot Area	21,994 sqft
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3015 RED OAK DR
City	HARVARD
State	IL
Zip	60033-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0034687 LT 20 PLUM TREE ESTS UNIT 1
Legal Range	06E
Legal Township	45N
Legal Section	19
Legal Subdivision	PLUM TREE ESTS
Legal Block	201
Legal Lot Number	20
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	HARTLAND
Census Block Group	4
Census Block	4034
Census Tract	870200

Owner

3015 Red Oak Dr is owned and occupied by an individual who bought it in October 2018.

Source: McHenry County records, as of June 23, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3015 RED OAK DR, HARVARD, IL 60033-9553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 10, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Deed Document Number	2018R0034687
Record Updated	Jun 7, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3015 RED OAK DR, HARVARD, IL 60033-9553
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005396
Date	Mar 2, 2026
Instrument	2026R0005396

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	8.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 10, 2018
Property Address	3015 RED OAK DR, HARVARD, IL 60033-9553
Document Number	0000034687
Map Reference	DOC623548
Instrument Date	Oct 9, 2018
Instrument	2018R0034687
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3015 RED OAK DR, HARVARD, IL 60033-9553

Mortgage

Document Number	0000034688
Date	Oct 10, 2018
Instrument	2018R0034688

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Hartland Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$86,257 Land $23,449 Building $62,808	$258,771 Land $70,347 Building $188,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3015 Red Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3015 Red Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: E-vergent.

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