3015 Jacobs Garden Ln, Frederick, MD 21701 Property Records

Frederick County property record for 3015 Jacobs Garden Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 3,074 sqft · built 2008
Lot Size	0.061 acres (2,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,900 (Jun 2016)
Tax Bill	$7,661 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-259516`

Property Details

APN / Parcel Number

Primary APN	`02-259516`
Alternative APN	`259516`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,074 sqft Living Area
1st Floor Area	1,087 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,662 sqft (0.061 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	259516
Street Address	3015 JACOBS GARDEN LN
City	FREDERICK
State	MD
Zip	21701-3325
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 160 SECTION 7C PLAT 16-2662 SQ. FT. MILL ISLAND-WORMANS MILL
Legal Subdivision	MILL ISLAND/WORMANS MILL SEC
Legal Lot Number	160
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1028
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3015 JACOBS GARDEN LN, FREDERICK, MD 21701-3325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Prior Sale	Jun 8, 2009 · Amount on Record
Deed Book / Page	11204 / 35
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3015 JACOBS GARDEN LN, FREDERICK, MD 21701-3325
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145270269
Date	Feb 8, 2021
Book Page	14527/269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Sep 1, 2046

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3015 JACOBS GARDEN LN, FREDERICK, MD 21701-3325
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ATLANTIC CLOSING & ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 JACOBS GARDEN LN, FREDERICK, MD 21701-3325

Mortgage

Document Number	0159890073
Date	Jun 17, 2022
Book Page	15989/73

Lender

Name	RADIUS FINANCIAL GROUP INC
Type	Mortgage Company
Address	NORWELL, MA 02061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,233 (+24.46%)	$528,100 (+12.05%) Land $130,000 Building $398,100
2025	$7,661.00 (+12.46%)
2023	$6,812.00 Homeowner's exemption	$393,900	$471,300 Land $90,000 Building $381,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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