3015 Gowan Rd, Clanton, AL 35045 Property Records

Chilton County property record for 3015 Gowan Rd, Clanton, AL 35045

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,954 sqft · built 1965
Lot Size2.82 acres (122,839 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Apr 2020)
Tax Bill$731 (2025)
Deeds & MortgagesJul 2024 Line of Credit
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN1702041000005000

Property Details

APN / Parcel Number

Primary APN1702041000005000
Alternative APNs
  • 16667
  • 88207

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,954 sqft Adjusted Area
1st Floor Area1,421 sqft
Upper Floors Area1,533 sqft
Basement Area1,421 sqft
Finished Basement1,421 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area122,839 sqft (2.82 acres)
PorchSlab
Porch Area418 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number16667
Street Address3015 GOWAN RD
CityCLANTON
StateAL
Zip35045-8608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NW COROF NE/4 OF SEC4 S.925.33 SE.58.24 TO A PT AT
Legal Range14
Legal Township21
Legal Section04
JurisdictionCHILTON AL
Township / Civil DivisionCLANTON
Census Block Group1
Census Block1028
Census Tract60103

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3015 GOWAN RD, CLANTON, AL 35045-8608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2024Deed of Trust, Mortgage · Line of Credit
RIVER BANK & TRUST
Mar 7, 2022Intrafamily Transfer, Transfer
Apr 21, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE OF AMERICA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Deed Document Number2020228775
Deed Book / Page2020 / 228775
Last Transfer DateMar 3, 2022
Transfer DocR2022/244368
Record UpdatedJun 8, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Property Address3015 GOWAN RD, CLANTON, AL 35045-8608
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 GOWAN RD, CLANTON, AL 35045-8608

Mortgage

Document NumberR2024/261392
DateJul 16, 2024
Book PageR2024/261392
Instrument261392
Lender
NameRIVER BANK & TRUST
TypeBank
Address620 2ND AVE N, CLANTON, AL 35045
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHILTON AL
Recording DateMar 7, 2022
Property Address3015 GOWAN RD, CLANTON, AL 35045-8608
Document NumberR2022/244368
Book / PageR2022 / 244368
Instrument DateMar 3, 2022
Instrument244368
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 GOWAN RD, CLANTON, AL 35045-8608

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHILTON AL
Recording DateApr 21, 2020
Property Address3015 GOWAN RD, CLANTON, AL 35045-8608
Document NumberR2020/228775
Book / PageR2020 / 228775
Instrument DateApr 17, 2020
Instrument228775
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 GOWAN RD, CLANTON, AL 35045-8608

Mortgage

Document Number0000228776
DateApr 21, 2020
Instrument228776
Lender
NameHOME MORTGAGE OF AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChilton County
MunicipalityClanton City
Unified School DistrictChilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$731.00 (+7.5%)$34,080 (-2.91%) Land $8,820 Building $25,260$170,400 (-2.91%) Land $44,100 Building $126,300
2024$680.00 (+3.34%) Additional exemption filed$35,100 (+2.99%) Land $8,820 Building $26,280
2023$658.00 (+34.01%)$34,080 (+160.75%) Land $8,820 Building $25,260$175,500 (+34.28%) Land $44,100 Building $131,400
2022$491.00$13,070 Land $3,730 Building $9,340$130,700 Land $37,300 Building $93,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Central Access
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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