3015 Fallondale Rd, Waxhaw, NC 28173 Property Records

Union County property record for 3015 Fallondale Rd, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,248 sqft · built 2013
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Apr 2025)
Tax Bill	$4,811 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-168-109`

Property Details

APN / Parcel Number

Primary APN	`06-168-109`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,248 sqft Living Area
1st Floor Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3015 FALLONDALE RD
City	WAXHAW
State	NC
Zip	28173-4512
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CU R-4 PRD
Legal Description	#849 MILLBRIDGE PH3 MAP2 OPCL501
Legal Subdivision	MILLBRIDGE
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3074
Census Tract	21013

Owner

3015 Fallondale Rd, a rural home, is owned and occupied by two individuals who bought it in April 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3015 FALLONDALE RD, WAXHAW, NC 28173-4512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Jul 3, 2013 · Amount on File
Deed Document Number	202510401
Deed Book / Page	9107 / 856
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3015 FALLONDALE RD, WAXHAW, NC 28173-4512
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 FALLONDALE RD, WAXHAW, NC 28173-4512

Mortgage

Document Number	0008771543
Date	Aug 29, 2023
Book Page	8771/543
Instrument	20998

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.78%
Max Rate At Change	7.98%
Index	5-Year TN
Max Rate	11.8%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3015 FALLONDALE RD, WAXHAW, NC 28173-4512
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007761102
Date	Aug 5, 2020
Book Page	7761/102
Instrument	29572

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WAXHAW, NC 28173

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3015 Fallondale Rd was $4,811.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,700 (-) Land $93,700 Building $531,000	$624,700 (-) Land $93,700 Building $531,000
2025	$4,811.00	$624,700 Land $93,700 Building $531,000	$624,700 Land $93,700 Building $531,000
2023	$3,918.00	$386,100 Land $63,500 Building $322,600	$386,100 Land $63,500 Building $322,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3015 Fallondale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3015 Fallondale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAARS, INC private · serves 625 people · EPA ID NC0190127
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, Ripple Fiber.

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