3015 E Topaz Cir, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3015 E Topaz Cir, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,381 sqft · built 1960
Lot Size	0.309 acres (13,463 sqft)
Owner	2 Company Names on Record
Last Sale	$602,500 (Jan 2019)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`165-27-035`

Property Details

APN / Parcel Number

Primary APN	`165-27-035`
Alternative APN	`165270351`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,381 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	2,381 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	13,463 sqft (0.309 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3015 E TOPAZ CIR
City	PHOENIX
State	AZ
Zip	85028-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	PARADISE VALLEY OASIS MCR 96/34
Legal Range	3E
Legal Township	3N
Legal Section	26
Legal Subdivision	PARADISE VALLEY OASIS
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	104801

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Intrafamily Transfer, Transfer
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Jan 3, 2023	Intrafamily Transfer, Transfer
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Jan 31, 2019	Warranty Deed, Transfer · ARM FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Apr 6, 2004 · Amount on Record
Deed Document Number	201967914
Last Transfer Date	Apr 12, 2024
Transfer Doc	0000191033
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2024
Property Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423
Document Number	0000191033
Map Reference	MB 96 PG 34
Instrument Date	Apr 12, 2024
Instrument	20240191033
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423

Mortgage

Document Number	0000036722
Date	Jan 23, 2023
Instrument	20230036722

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 3, 2023
Property Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423
Document Number	0000001413
Map Reference	MB 96 PG 34
Instrument Date	Dec 29, 2022
Instrument	20230001413
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000531196
Date	Jul 13, 2018
Instrument	20180531196

Lender

Name	COMPASS BANK
Type	Bank
Address	PHOENIX, AZ 85032

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2019
Property Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423
Document Number	0000067914
Map Reference	MB 96 PG 34
Instrument Date	Jan 30, 2019
Instrument	20190067914
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE & TRUST OF PHO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7709 N 18TH AVE, 7709, PHOENIX, AZ 85021-7021

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3015 E TOPAZ CIR, PHOENIX, AZ 85028-4423

Mortgage

Document Number	0000067915
Date	Jan 31, 2019
Instrument	20190067915

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,250 (+121.61%)	$652,500 (+6.15%) Land $130,500 Building $522,000
2025	$2,549.00 (+5.03%)	$29,444 (-53.9%)	$614,700 (-3.76%) Land $122,900 Building $491,800
2024		$63,870	$638,700 Land $127,700 Building $511,000
2023	$2,427.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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