3015 Caney Fork Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 3015 Caney Fork Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 976 sqft · built 1997
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$181,000 (Mar 2014)
Tax Bill$1,097 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN7578-38-5576

Property Details

APN / Parcel Number

Primary APN7578-38-5576
Alternative APN
  • 173717

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area976 sqft Heated Area
1st Floor Area784 sqft
Upper Floors Area192 sqft
Basement Area784 sqft
Unfinished Basement784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Garage TypeCarport
Garage Area434 sqft
CarportCarport
Carport Area434 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3015 CANEY FORK RD
CityCULLOWHEE
StateNC
Zip28723-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANEY FORK RD
Legal SubdivisionJOHNNY C ROBERTS
JurisdictionJACKSON NC
Township / Civil DivisionCANEY FORK
Census Block Group2
Census Block2022
Census Tract950700

Owner

Source: Jackson County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3015 CANEY FORK RD, CULLOWHEE, NC 28723-8000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Line of Credit
MOUNTAIN CU
May 20, 2019Deed of Trust, Mortgage · Line of Credit
MOUNTAIN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 7, 2014 · Amount on Record
Deed SaleMar 7, 2014 · Amount on Record
Deed Book / Page2026 / 654
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address3015 CANEY FORK RD, CULLOWHEE, NC 28723-8000
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024160661
DateMar 17, 2026
Book Page2416/661
Lender
NameMOUNTAIN CU
TypeCredit Union
Address1700 RUSS AVE, WAYNESVILLE, NC 28786
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 16, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address3015 CANEY FORK RD, CULLOWHEE, NC 28723-8000
Document Number0022411479
Instrument DateMay 20, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 CANEY FORK RD ENFIELD NC 27823, ENFIELD, NC 27823

Mortgage

Document Number0022411479
DateJul 1, 2019
Book Page002241/001479
Lender
NameMOUNTAIN CU
TypeCredit Union
AddressWAYNESVILLE, NC 28786
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 30, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,097.00 (+48.24%)$288,722 (+48.09%) Land $60,400 Building $228,322
2023$740.00$194,970 Land $57,080 Building $137,890

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1998–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

No cell data coverage reported

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