3014 S Lock St, Chicago, IL 60608 Property Records

Cook County property record for 3014 S Lock St, Chicago, IL 60608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1886
Lot Size	0.061 acres (2,640 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Jan 2012)
Tax Bill	$4,364 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-29-321-037`

Property Details

APN / Parcel Number

Primary APN	`17-29-321-037`
Alternative APN	`17-29-321-037-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1888
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,640 sqft (0.061 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3014 S LOCK ST
City	CHICAGO
State	IL
Zip	60608-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	39N
Legal Section	29
Legal Subdivision	RAILROAD
Legal Lot Number	11,12
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2019
Census Tract	600700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3014 S Lock St is owned and occupied by an individual who bought it in January 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3014 S LOCK ST, CHICAGO, IL 60608-5517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2012 · Amount on File
Deed Sale	Jan 19, 2012 · Amount on File
Deed Document Number	201216134
Prior Transfer Date	Feb 25, 2004
Prior Transfer Doc	0000044019
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 24, 2026
Property Address	3014 S LOCK ST, CHICAGO, IL 60608-5517
Document Number	0000002301
Instrument Date	Apr 18, 2026
Instrument	20262301
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3014 S LOCK ST, CHICAGO, IL 60608-5517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002301,
Date	Apr 24, 2026
Instrument	20262301

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3014 S LOCK ST, CHICAGO, IL 60608-5517
Document Number	2028807264
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3014 S LOCK ST CHICAGO IL 606085517, CHICAGO, IL 60608-5517

Mortgage

Document Number	2028807264
Date	Oct 14, 2020
Instrument	28807264

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 13, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3014 S LOCK ST, CHICAGO, IL 60608-5517
Document Number	1935208075
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3014 S LOCK ST CHICAGO IL 606085517, CHICAGO, IL 60608-5517

Mortgage

Document Number	1935208075
Date	Dec 18, 2019
Instrument	35208075

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 17, 2039

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,000 Land $13,068 Building $13,932	$270,000 Land $130,680 Building $139,320
2023	$4,364.00 (+3.12%)
2022	$4,232.00 Homeowner's exemption	$24,000 Land $10,560 Building $13,440	$240,000 Land $105,600 Building $134,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3014 S Lock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3014 S Lock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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