3014 Morningside Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3014 Morningside Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$210,800 (Apr 2018)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2017 Mortgage + 2 more
APN	`06-5.0-22-004-000-122.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-122.000`

Interior

Building Area	1,350 sqft Base Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	139 ft deep x 67.9 ft wide

Location & Zoning

Street Address	3014 MORNINGSIDE DR
City	SAINT JOSEPH
State	MO
Zip	64503-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE ADDITION LOT:109 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	109
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1016
Census Tract	1800

Owner

3014 Morningside Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Jul 18, 2005
Deed Document Number	20183749
Prior Transfer Date	Dec 22, 2006
Prior Transfer Doc	02959/0558
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351
Investor	Possibly a Property Investor

Mortgage

Document Number	003814/451
Date	Dec 19, 2025
Book Page	3814/451
Instrument	2025010541

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 5, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017011718
Date	Nov 27, 2017
Instrument	2017011718

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 27, 2018

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351

Mortgage

Document Number	003767/198
Date	Sep 14, 2021
Book Page	3767/198
Instrument	2021009892

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 30, 2018
Property Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351
Document Number	2018003749
Instrument Date	Apr 30, 2018
Instrument	2018003749
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1351

Mortgage

Document Number	2018003750
Date	Apr 30, 2018
Instrument	2018003750

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3014 Morningside Dr was $2,003, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+0.05%)	$27,970 Land $4,100 Building $23,870	$147,250 Land $21,600 Building $125,650
2024	$2,002.00 (+15.99%)
2023	$1,726.00 (-0.63%)	$26,310 (-) Land $4,100 Building $22,210	$138,480 Land $21,600 Building $116,880
2022	$1,737.00	$26,310 Land $4,100 Building $22,210
2021			$138,480 Land $21,600 Building $116,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3014 Morningside Dr; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3014 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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