3014 Morgan Ct, Schenectady, NY 12306 Property Records

Albany County and Guilderland Town property record for 3014 Morgan Ct, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 1991
Lot Size	0.786 acres (34,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2010)
Tax Bill	$10,158 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.13-1-32`

Property Details

APN / Parcel Number

Primary APN	`013089 15.13-1-32`
Alternative APNs	`308901501300010320000000` `01501300010320000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,269 sqft Living Area
1st Floor Area	1,217 sqft
2nd Floor Area	1,052 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	34,266 sqft (0.786 acres)
Lot Dimensions	183 ft deep x 186 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	534 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501300010320000000
Street Address	3014 MORGAN CT
City	SCHENECTADY
State	NY
Zip	12306-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	STONEFIELD LOT 3014
Legal Subdivision	SUBDIVISION PLAT STONEFIELD
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3030
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3014 MORGAN CT, SCHENECTADY, NY 12306-7002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
May 9, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2010 · Amount on Record
Deed Sale	Jun 23, 2010 · Amount on Record
Prior Sale	Jun 23, 2010 · Amount on Record
Deed Document Number	2010677005
Deed Book / Page	2981 / 889
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0028560649
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3014 MORGAN CT, SCHENECTADY, NY 12306-7002
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005008
Date	Oct 25, 2022
Instrument	R2022-25008

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3014 MORGAN CT, SCHENECTADY, NY 12306-7002
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000071
Date	May 9, 2018
Instrument	R2018-10071

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3014 MORGAN CT, SCHENECTADY, NY 12306-7002
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007857
Date	Aug 17, 2020
Instrument	R2020-17857

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	119 Months
Due	Jul 1, 2030

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3014 MORGAN CT, SCHENECTADY, NY 12306-7002
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007856
Date	Aug 17, 2020
Instrument	R2020-17856

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,158.00 (+5.07%) Homeowner's exemption
2025	$9,668.00 (+12.83%) Homeowner's exemption	$357,000 (-) Land $71,000 Building $286,000	$476,000 (+13.33%) Land $94,667 Building $381,333
2023		$357,000 (-) Land $71,000 Building $286,000	$420,000 (+7.06%) Land $83,529 Building $336,471
2022		$357,000 Land $71,000 Building $286,000	$392,308 Land $78,022 Building $314,286
2021	$8,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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