Harris County property record for 3013 Ocean Cay Dr, Houston, TX 77047
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.056 acres (2,433 sqft) |
| Owner | Company Name on File |
| Tax Bill | $474 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-771-002-0005 |
| Primary APN | 145-771-002-0005 |
|---|
| Lot Area | 2,433 sqft (0.056 acres) |
|---|
| Account Number | 1457710020005 |
|---|---|
| Street Address | 3013 OCEAN CAY DR |
| City | HOUSTON |
| State | TX |
| Zip | 77047-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 2 CAY LANDING |
| Legal Subdivision | CAY LANDING |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 331502 |
3013 Ocean Cay Dr is owned by a company that acquired it in January 2026.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8919 OAK IVY LN, RICHMOND, TX 77407-1066 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HANCOCK WHITNEY BANK |
| Dec 22, 2025 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 |
| Deed Sale | Jan 9, 2026 |
| Prior Sale | Dec 22, 2025 · Amount on File |
| Deed Document Number | 20269098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3013 OCEAN CAY DR, HOUSTON, TX 77047-2860 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1808 SNAKE RIVER RD D, D, KATY, TX 77449-7746 |
| Investor | Possibly a Property Investor |
| Document Number | 0000207488 |
|---|---|
| Date | Jun 2, 2025 |
| Instrument | 2025-207488 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77098 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 22, 2025 |
| Property Address | 3013 OCEAN CAY DR, HOUSTON, TX 77047-2860 |
| Document Number | 0000502231 |
| Map Reference | MF 698901 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025-502231 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21302 PRANCIAL BLVD #AA, AA, KATY, TX 77450 |
| Name | Verified Name |
|---|---|
| Address | 8919 OAKING LANE, RICHMOND, TX 77407 |
| Document Number | 0000502232 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025-502232 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 3013 Ocean Cay Dr was $474, up 51.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,600 (+403.85%) Land $62,042 Building $250,558 | $312,600 (+403.85%) Land $62,042 Building $250,558 | |
| 2025 | $474.00 (+51.92%) | $62,042 Land $62,042 | $62,042 Land $62,042 |
| 2024 | $312.00 | ||
| 2023 | $15,510 Land $15,510 | $15,510 Land $15,510 | |
| 2022 | $312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3013 Ocean Cay Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3013 Ocean Cay Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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