3013 Isle Ln, Monroe, NC 28110 Property Records

Union County property record for 3013 Isle Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 2022
Lot Size	1.05 acres (45,782 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2024)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-078-051`

Property Details

APN / Parcel Number

Primary APN	`08-078-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,829 sqft Living Area
1st Floor Area	1,829 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Lot Area	45,782 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3013 ISLE LN
City	MONROE
State	NC
Zip	28110-0692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 SABELLA ESTATES, MAP 1, OPCP718-720
Legal Subdivision	SABELLA ESTATES
Legal Lot Number	45
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3035
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3013 ISLE LN, MONROE, NC 28110-0692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage T2 FINANCIAL LLC
Mar 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage BANK OF NORTH CAROLINA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	20249811
Deed Book / Page	8896 / 649
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 1, 2024
Property Address	3013 ISLE LN, MONROE, NC 28110-0692
Document Number	0008896649
Book / Page	8896 / 649
Map Reference	CAB P FILE 674
Instrument Date	Apr 30, 2024
Instrument	9811
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 470435, CHARLOTTE, NC 28247-0435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3013 ISLE LN, MONROE, NC 28110-0692

Mortgage

Document Number	0000009812
Date	May 1, 2024
Instrument	9812

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 4, 2021
Property Address	3013 ISLE LN, MONROE, NC 28110-0692
Document Number	0008012410
Book / Page	8012 / 410
Map Reference	CAB P FILE 674
Instrument Date	Mar 3, 2021
Instrument	10101
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 456, INDIAN TRAIL, NC 28079-0456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 470435, CHARLOTTE, NC 28247-0435
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010102
Date	Mar 4, 2021
Instrument	0010102

Lender

Name	BANK OF NORTH CAROLINA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,500 (-) Land $95,000 Building $387,500	$482,500 (-) Land $95,000 Building $387,500
2025	$2,355.00 (+85.73%)	$482,500 (+146.93%) Land $95,000 Building $387,500	$482,500 (+146.93%) Land $95,000 Building $387,500
2023	$1,268.00	$195,400 Land $48,000 Building $147,400	$195,400 Land $48,000 Building $147,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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