3013 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3013 78th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,655 sqft · built 1978
Lot Size0.216 acres (9,410 sqft)
OwnerIndividual Name on File
Tax Bill$4,378 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR129918

Property Details

APN / Parcel Number

Primary APNR129918

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,655 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,410 sqft (0.216 acres)
Lot Dimensions105 ft deep x 89 ft wide
Garage Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3013 78TH ST
CityLUBBOCK
StateTX
Zip79423-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionMELONIE GARDENS L 183
Legal SubdivisionMELONIE GARDENS
Legal Lot Number1830
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2018
Census Tract2102

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3013 78TH ST, LUBBOCK, TX 79423-1813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2021
Deed SaleDec 21, 2021
Deed Document Number2021064612
Record UpdatedJun 8, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateDec 21, 2021
Property Address3013 78TH ST, LUBBOCK, TX 79423-1813
Document Number0000064612
Map ReferenceVOL 1379 PG 798
Instrument DateDec 13, 2021
Instrument2021064612
Transaction TypeTransfer
Record UpdatedDec 29, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3013 78TH ST, LUBBOCK, TX 79423-1813
InvestorPossibly a Property Investor

Mortgage

Document Number0000064613
DateDec 21, 2021
Instrument2021064613
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,378.00 (-7.48%) Homeowner's exemption$316,053 (+7.35%) Land $31,150 Building $284,903$316,053 (+7.35%) Land $31,150 Building $284,903
2024$4,732.00 (+4.05%)
2023$4,548.00 (-9.9%) Homeowner's exemption$294,415 Land $31,150 Building $263,265$294,415 Land $31,150 Building $263,265
2022$5,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims26 (1983–2010)
Claims Outside the SFHA2 of 26
Most Recent ClaimJul 2010 · Hurricane Alex
Claims by Event
  • Hurricane Alex, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum Communications
Cable
940 / 35
JAB Wireless
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

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