Lubbock County property record for 3013 108th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,137 sqft · built 2004 |
| Lot Size | 0.157 acres (6,858 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,178 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R303825 |
| Primary APN | R303825 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,137 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,858 sqft (0.157 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3013 108TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-6097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOPER RIDGE L 5 |
| Legal Subdivision | COOPER RIDGE |
| Legal Lot Number | 50 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10511 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3013 108TH ST, LUBBOCK, TX 79423-6097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RATE FINANCIAL GROUP |
| Aug 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2014 |
| Deed Sale | Jul 22, 2014 |
| Prior Sale | Sep 23, 2011 |
| Deed Document Number | 2014026293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3013 108TH ST, LUBBOCK, TX 79423-6097 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3013 108TH ST, LUBBOCK, TX 79423-6097 |
| Document Number | 0000008427 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026008427 |
| Name | FIRST RATE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3013 108TH ST, LUBBOCK, TX 79423-6097 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|---|
| Address | 3013 108TH ST, LUBBOCK, TX 79423-6097 |
| Document Number | 0000033566 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020033566 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 254 Months |
| Due | Oct 1, 2041 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,178.00 (-9.47%) Homeowner's exemption | $280,883 (+8.7%) Land $24,000 Building $256,883 | $280,883 (+4.31%) Land $24,000 Building $256,883 |
| 2024 | $4,615.00 (+8.13%) | ||
| 2023 | $4,268.00 (-11.64%) Homeowner's exemption | $258,399 Land $24,000 Building $245,270 | $269,270 Land $24,000 Building $245,270 |
| 2022 | $4,830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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