3012 White Chapel Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 3012 White Chapel Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,017 sqft · built 1945
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2022)
Tax Bill	$11 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`14A 4 9`

Property Details

APN / Parcel Number

Primary APN	`14A 4 9`
Alternative APN	`1638`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,017 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	2,790 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Slate
Lot Area	58,370 sqft (1.34 acres)
Garage Area	416 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	28 sqft
Lean-To	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1638
Street Address	3012 WHITE CHAPEL RD
City	LANCASTER
State	VA
Zip	22503-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LIVELY 1.34 AC LR22/1613
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3012 WHITE CHAPEL RD, LANCASTER, VA 22503-2650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Quit Claim Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 5, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	20221613
Record Updated	Jun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 24, 2022
Property Address	3012 WHITE CHAPEL RD, LANCASTER, VA 22503-2650
Document Number	0220001613
Instrument Date	Jun 10, 2022
Instrument	220001613
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WHITE CHAPEL RD, LANCASTER, VA 22503-2650

Mortgage

Document Number	0220001614
Date	Jun 24, 2022
Instrument	220001614

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 5, 2020
Property Address	3012 WHITE CHAPEL RD, LANCASTER, VA 22503-2650
Document Number	0200000264
Instrument Date	Jan 15, 2020
Instrument	200000264
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WHITE CHAPEL RD, LANCASTER, VA 22503-2650

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11.00 (-98.79%)	$211,100 (+45.69%) Land $15,000 Building $196,100	$211,100 (+45.69%) Land $15,000 Building $196,100
2023	$912.00	$144,900 Land $15,000 Building $129,900	$144,900 Land $15,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVELY, COMMUNITY OF private · serves 398 people · EPA ID VA4103800
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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