Pinellas County property record for 3012 Whispering Dr N, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1990 |
| Lot Size | 0.115 acres (5,022 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $401,000 (May 2022) |
| Tax Bill | $5,423 (2025) |
| Deeds & Mortgages | Aug 2025 Transfer May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-7340-7 |
| Primary APN | C62-000-748-7340-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,798 sqft |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,022 sqft (0.115 acres) |
| Lot Dimensions | 95 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 596 sqft |
| Patio Area | 596 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R6587 |
|---|---|
| Street Address | 3012 WHISPERING DR N |
| City | LARGO |
| State | FL |
| Zip | 33771-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINES ESTATES PHASE VI, TRACT I LOT 14 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 1 |
| Legal Subdivision | TALL PINES ESTATES |
| Legal Phase | 2 |
| Legal Tract | I |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25411 |
3012 Whispering Dr N is owner-occupied and held in a trust since August 2025.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3012 WHISPERING DR N, LARGO, FL 33771-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on File |
| Deed Sale | May 3, 2022 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 2022138281 |
| Deed Book / Page | 22042 / 2386 |
| Last Transfer Date | Aug 18, 2025 |
| Transfer Doc | 0232671984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 19, 2025 |
| Property Address | 3012 WHISPERING DR N, LARGO, FL 33771-5301 |
| Document Number | 0232671984 |
| Book / Page | 23267 / 1984 |
| Map Reference | MB 102 PG 41 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 2025238732 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3012 WHISPERING DR N, LARGO, FL 33771-5301 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3012 WHISPERING DR N, LARGO, FL 33771-5301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 3, 2022 |
| Property Address | 3012 WHISPERING DR N, LARGO, FL 33771-5301 |
| Document Number | 0220422386 |
| Book / Page | 22042 / 2386 |
| Map Reference | MB 102 PG 41 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022138281 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,807.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6801 BOULDER LAKE RD, MCKINNEY, TX 75072-2373 |
| Name | Verified Name |
|---|---|
| Address | 3012 WHISPERING DR N, LARGO, FL 33771-5301 |
| Document Number | 0220422388 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 22042/2388 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 3012 Whispering Dr N was $5,423, up 5.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,423.00 (+5.59%) | $327,811 (+2.9%) | $344,701 (+7.15%) Land $117,820 Building $226,881 |
| 2024 | $5,136.00 (+1.66%) Homeowner's exemption | $318,572 (+3%) | $321,690 (+4.01%) Land $126,598 Building $195,092 |
| 2023 | $5,052.00 (+15.66%) Homeowner's exemption | $309,293 (+17.3%) | $309,293 (+17.3%) Land $136,796 Building $172,497 |
| 2022 | $4,368.00 | $263,669 | $263,669 Land $125,479 Building $138,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3012 Whispering Dr N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | May 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3012 Whispering Dr N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures