3012 Waycross Dr, Monroe, NC 28110 Property Records

Union County property record for 3012 Waycross Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,604 sqft · built 2002
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2023)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-336-411`

Property Details

APN / Parcel Number

Primary APN	`09-336-411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3012 WAYCROSS DR
City	MONROE
State	NC
Zip	28110-6105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20SU MON
Legal Description	#83 HAMILTON PLACE PH2 OPCG650
Legal Subdivision	HAMILTON PLACE
Legal Lot Number	83
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2001
Census Tract	20401

Owner

3012 Waycross Dr, a rural home, is owned and occupied by an individual who bought it in June 2023.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 8, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jan 25, 2023	Warranty Deed, Transfer
Dec 2, 2022	Warranty Deed, Transfer
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Apr 23, 2018	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Apr 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2017	Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Dec 2, 2022 · Amount on File
Deed Document Number	202313638
Deed Book / Page	8723 / 333
Prior Transfer Date	Apr 23, 2018
Prior Transfer Doc	7144896
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WAYCROSS DR, MONROE, NC 28110-6105

Mortgage

Document Number	0009273784
Date	Dec 23, 2025
Book Page	9273/784
Instrument	34214

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year T-Bill
Max Rate	5.99%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 8, 2023
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Document Number	0008723333
Book / Page	8723 / 333
Map Reference	CAB G FILE 650&654
Instrument Date	Jun 8, 2023
Instrument	13638
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 WEDDINGTON POINTE DR, MONROE, NC 28110-9845

Mortgage

Document Number	0000013639
Date	Jun 8, 2023
Instrument	13639

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 25, 2023
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Document Number	0008644458
Book / Page	8644 / 458
Map Reference	CAB G FILE 650&654
Instrument Date	Jan 19, 2023
Instrument	1723
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18311 2TH AVE S #267267, 267267, NASHVILLE, TN 37023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 12TH AVE S # 267, 267, NASHVILLE, TN 37203-5405

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 2, 2022
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Document Number	0008618565
Book / Page	8618 / 565
Map Reference	CAB G FILE 650&654
Instrument Date	Dec 2, 2022
Instrument	39774
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3012 WAYCROSS DR, MONROE, NC 28110-6105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18311 2TH AVE S #267 # 267, 267, NASHVILLE, TN 37023

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Document Number	7523737
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WAYCROSS DR MONROE NC 281106105, MONROE, NC 28110-6105

Mortgage

Document Number	7523737
Date	Nov 22, 2019
Book Page	007523/000737
Instrument	36640

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Document Number	7144899
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WAYCROSS DR MONROE NC 281106105, MONROE, NC 28110-6105

Mortgage

Document Number	7144899
Date	Apr 27, 2018
Book Page	007144/000899
Instrument	11135

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Apr 27, 2018
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Document Number	7144896
Book / Page	007144 / 000896
Instrument Date	Apr 23, 2018
Instrument	11134
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WAYCROSS DR MONROE NC 281106105, MONROE, NC 28110-6105

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 28, 2017
Property Address	3012 WAYCROSS DR, MONROE, NC 28110-6105
Document Number	0006884180
Book / Page	6884 / 180
Map Reference	CAB G FILE 650&654
Instrument Date	Feb 21, 2017
Instrument	0005473
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 WAYCROSS DR, MONROE, NC 28110-6105

Mortgage

Document Number	0000005474
Date	Feb 28, 2017
Instrument	0005474

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3012 Waycross Dr was $2,825.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,200 (-) Land $75,000 Building $248,200	$323,200 (-) Land $75,000 Building $248,200
2025	$2,825.00	$323,200 Land $75,000 Building $248,200	$323,200 Land $75,000 Building $248,200
2023	$2,665.00	$244,400 Land $47,400 Building $197,000	$244,400 Land $47,400 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3012 Waycross Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3012 Waycross Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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