3012 Valley Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 3012 Valley Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,721 sqft · built 1964
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,698 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-08201-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`02-08201-0000-00032`
Alternative APN	`0200183000000046`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	74,052 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200183000000046
Street Address	3012 VALLEY RD
City	BASKING RIDGE
State	NJ
Zip	07920-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	ADDITIONAL LOTS: FP
Legal Block	8201
Legal Lot Number	32
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2020
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3012 VALLEY RD, BASKING RIDGE, NJ 07920-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit KEARNY BANK
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MILLINGTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3012 VALLEY RD, BASKING RIDGE, NJ 07920-2636
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034213
Date	Dec 3, 2025
Book Page	7653/2128
Instrument	2025034213

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3012 VALLEY RD, BASKING RIDGE, NJ 07920-2636
Document Number	0000000220
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 VALLEY RD BASKING RIDGE NJ 079202636, BASKING RIDGE, NJ 07920-2636

Mortgage

Document Number	0000000220
Date	Jan 3, 2019
Book Page	007092/002085
Instrument	220

Lender

Name	MILLINGTON BK
Address	WARREN, NJ 07059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 2, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,300 (+11.06%) Land $289,700 Building $282,600	$572,300 (+11.06%) Land $289,700 Building $282,600
2025	$8,698.00 (+5.32%)	$515,300 (+20.74%) Land $289,700 Building $225,600	$515,300 (+20.74%) Land $289,700 Building $225,600
2024	$8,259.00 (+0.15%)
2023		$426,800 Land $273,700 Building $153,100	$426,800 Land $273,700 Building $153,100
2022	$8,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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