3012 Valencia Ln E, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3012 Valencia Ln E, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,844 sqft · built 1984
Lot Size0.199 acres (8,682 sqft)
Owner2 Individual Names on Record
Last Sale$512,000 (Jul 2023)
Tax Bill$8,275 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-759-0022-5

Property Details

APN / Parcel Number

Primary APNC62-000-759-0022-5
Alternative APNs
  • 08-28-16-48836-007-0110
  • 281608488360070110
  • 162808488360070110
  • R86141

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,844 sqft Living Area
Gross Area2,684 sqft
1st Floor Area1,844 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,682 sqft (0.199 acres)
Lot Dimensions111 ft deep x 79 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area596 sqft
Deck Area200 sqft
Patio Area200 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR86141
Street Address3012 VALENCIA LN E
CityPALM HARBOR
StateFL
Zip34684-4049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE VALENCIA UNIT 3A BLK G, LOT 11
Legal Range16E
Legal Township28S
Legal Section8
Legal SubdivisionLAKE VALENCIA UNIT 3A
Legal Tract48836
Legal BlockG
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27317

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3012 VALENCIA LN E, PALM HARBOR, FL 34684-4049
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Feb 23, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2023 · Amount on Record
Deed SaleJul 17, 2023 · Amount on Record
Prior SaleMay 15, 2000 · Amount on Record
Deed Document Number2023184214
Deed Book / Page22505 / 2697
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 17, 2023
Property Address3012 VALENCIA LN E, PALM HARBOR, FL 34684-4049
Document Number0225052697
Book / Page22505 / 2697
Map ReferenceMB 86 PG 96&97
Instrument DateJul 14, 2023
Instrument2023184214
Transaction TypeTransfer
Record UpdatedJul 28, 2023
Title CompanyEQUITY NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,584.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 HIGH RIDGE CIR, SAN MARCOS, TX 78666-6450

Transferred To (Grantee/Buyer)

NameVerified Name
Address3012 VALENCIA LN E, PALM HARBOR, FL 34684-4049

Mortgage

Document Number0000225061
DateJul 17, 2023
Instrument22506/1
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3012 VALENCIA LN E, PALM HARBOR, FL 34684-4049
Transaction TypeMortgage
Record UpdatedMar 10, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3012 VALENCIA LN E, PALM HARBOR, FL 34684-4049

Mortgage

Document Number0219452020
DateFeb 23, 2022
Book Page21945/2020
Instrument2022058070
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,275.00 (+177.59%)$448,721 (+126.23%) Land $131,732 Building $316,989$448,721 (-0.95%) Land $131,732 Building $316,989
2023$2,981.00 (+3.26%) Homeowner's exemption$198,349 (+3%)$453,032 (+17.43%) Land $189,136 Building $263,896
2022$2,887.00 Homeowner's exemption$192,572$385,797 Land $178,598 Building $207,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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