3012 Tree Top Ln, Roanoke, VA 24018 Property Records

Roanoke County property record for 3012 Tree Top Ln, Roanoke, VA 24018

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,068 sqft · built 1967
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Tax Bill$3,223 (2026)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN087.09-02-49

Property Details

APN / Parcel Number

Primary APN087.09-02-49
Alternative APNs
  • 000038278
  • 08709 249

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,068 sqft Finished Area
Gross Area2,884 sqft
1st Floor Area1,188 sqft
Basement Area1,100 sqft
Finished Basement880 sqft
Unfinished Basement220 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleSplit Foyer
Exterior MaterialCombination
Roof TypeGable
Roof MaterialShingle
Lot Area13,504 sqft (0.31 acres)

Exterior Amenities

PorchSlab
Porch Area220 sqft
Deck Area216 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number000038278
Street Address3012 TREE TOP LN
CityROANOKE
StateVA
Zip24018-4851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 2 BLK A SEC 2 PENN FOREST
Legal SubdivisionPENN FOREST I
Legal BlockA
Legal Lot Number2
JurisdictionROANOKE VA
Township / Civil DivisionCAVE SPRING
Census Block Group2
Census Block2006
Census Tract30802

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3012 TREE TOP LN, ROANOKE, VA 24018-4851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address3012 TREE TOP LN, ROANOKE, VA 24018-4851
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005200
DateMay 11, 2022
Instrument202205200
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,223.00 (+15.64%)$313,000 (+19.01%) Land $70,000 Building $243,000$313,000 (+19.01%) Land $70,000 Building $243,000
2023$2,787.00$263,000 Land $60,000 Building $203,000$263,000 Land $60,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1985–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2018 · Tropical Storm Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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