Black Hawk County property record for 3012 Timber Cove Dr, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,812 sqft · built 2015 |
| Lot Size | 0.244 acres (10,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (May 2026) |
| Tax Bill | $8,048 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2016 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-27-481-005 |
| Primary APN | 8914-27-481-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,812 sqft |
| Finished Basement | 1,100 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,640 sqft (0.244 acres) |
| Lot Dimensions | 140 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 757 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3012 TIMBER COVE DR |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ARBORS FIRST ADDITION LOT 15 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | THE ARBORS FIRST ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2606 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3012 TIMBER COVE DR, CEDAR FALLS, IA 50613-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Jun 17, 2016 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Document Number | 20267303 |
| Prior Transfer Date | May 14, 2026 |
| Prior Transfer Doc | 0000007303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 20, 2026 |
| Property Address | 3012 TIMBER COVE DR, CEDAR FALLS, IA 50613-2256 |
| Document Number | 0000007303 |
| Instrument Date | May 14, 2026 |
| Instrument | 20267303 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,719.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3012 TIMBER COVE DR, CEDAR FALLS, IA 50613-2256 |
| Document Number | 0000007304, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20267304 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 17, 2016 |
| Property Address | 3012 TIMBER COVE DR, CEDAR FALLS, IA 50613-2256 |
| Document Number | 201600021806 |
| Instrument Date | Apr 18, 2016 |
| Instrument | 2016-00021806 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $565.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3012 TIMBER COVE DR, CEDAR FALLS, IA 50613-2256 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,048.00 (+8.7%) Homeowner's exemption | $547,020 (+16.3%) Land $60,800 Building $486,220 | $547,020 (+16.3%) Land $60,800 Building $486,220 |
| 2024 | $7,404.00 (+3.55%) | ||
| 2023 | $470,350 (+18.73%) Land $60,800 Building $409,550 | $470,350 (+18.73%) Land $60,800 Building $409,550 | |
| 2022 | $7,150.00 Homeowner's exemption | $396,160 Land $60,800 Building $335,360 | |
| 2021 | $396,160 Land $60,800 Building $335,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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