3012 Stepping Rock Dr, Apison, TN 37302 Property Records

Hamilton County property record for 3012 Stepping Rock Dr, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,783 sqft · built 2013
Lot Size	0.257 acres (11,205 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Aug 2021)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Aug 2021 Sale Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`173A A 044`

Property Details

APN / Parcel Number

Primary APN	`173A A 044`
Alternative APN	`0000148469`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Living Area

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,205 sqft (0.257 acres)
Lot Dimensions	150 ft deep x 74.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000148469
Street Address	3012 STEPPING ROCK DR
City	APISON
State	TN
Zip	37302-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 CRYSTAL BROOK PB67 PG184
Legal Subdivision	CRYSTAL BROOK
Legal Lot Number	44
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11203

Owner

3012 Stepping Rock Dr is owned by an individual who bought it in August 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8286 GEORGETOWN BAY DR, OOLTEWAH, TN 37363-9579
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer
Apr 25, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Apr 23, 2013 · Amount on File
Deed Document Number	2021080400135
Deed Book / Page	12595 / 818
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 4, 2021
Property Address	3012 STEPPING ROCK DR, APISON, TN 37302-7511
Document Number	0000000135
Book / Page	12595 / 818
Map Reference	MB 67 PG 184
Instrument Date	Jul 30, 2021
Instrument	2021080400135
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8286 GEORGETOWN BAY DR, OOLTEWAH, TN 37363-9579

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 25, 2017
Property Address	3012 STEPPING ROCK DR, APISON, TN 37302-7511
Book / Page	011032 / 000301
Instrument Date	Apr 20, 2017
Instrument	32
Transaction Type	Construction Loan
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 STEPPING ROCK DR APISON TN 373027511, APISON, TN 37302-7511

Mortgage

Document Number	0000000032
Date	Apr 25, 2017
Book Page	011032/000301
Instrument	32

Lender

Name	FIRST BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3012 Stepping Rock Dr was $1,974, up 13.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 (+13.91%)	$130,300 (+68.18%)	$521,200 (+68.18%) Land $70,000 Building $451,200
2024	$1,733.00 (-0.52%)	$77,475 (-)	$309,900 (-) Land $55,000 Building $254,900
2023	$1,742.00	$77,475	$309,900 Land $55,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3012 Stepping Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3012 Stepping Rock Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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