3012 Stephanie Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 3012 Stephanie Loop NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,009 sqft · built 2023
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$747,829 (Feb 2024)
Tax Bill	$10 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6521-00-02000`

Property Details

APN / Parcel Number

Primary APN	`6521-00-02000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,009 sqft Finished Area
1st Floor Area	1,223 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Built-in
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3012 STEPHANIE LOOP NE
City	LACEY
State	WA
Zip	98516-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 1 TOWNSHIP 18 RANGE 1W QUARTER SW NE PLAT NISQUALLY PLACE LT 20 DOCUMENT 4888891
Legal Subdivision	NISQUALLY PLACE
Legal Lot Number	20
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1025
Census Tract	12226

Owner

3012 Stephanie Loop NE is owned and occupied by an individual who acquired it in January 2026.

Source: Thurston County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3012 STEPHANIE LOOP NE, LACEY, WA 98516-6009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Feb 13, 2024 · Amount on File
Deed Document Number	0005005580
Last Transfer Date	Jan 14, 2026
Transfer Doc	0005085764
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Jan 14, 2026
Property Address	3012 STEPHANIE LOOP NE, LACEY, WA 98516-6009
Document Number	0005085764
Map Reference	AF 4888891
Instrument Date	Jan 9, 2026
Instrument	5085764
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3012 STEPHANIE LOOP NE, LACEY, WA 98516-6009

Mortgage

Document Number	0005085765
Date	Jan 14, 2026
Instrument	5085765

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Feb 13, 2024
Property Address	3012 STEPHANIE LOOP NE, LACEY, WA 98516-6009
Document Number	0005005580
Map Reference	AF 4888891
Instrument Date	Feb 12, 2024
Instrument	5005580
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,366.37
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12387 105TH PL NE, KIRKLAND, WA 98034-3968

Mortgage

Document Number	0005005581
Date	Feb 13, 2024
Instrument	5005581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 3012 Stephanie Loop NE was $10, down 99.9% from the year before.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.87%)
2025	$7,414.00	$731,500 (+2.45%) Land $133,300 Building $598,200	$731,500 (+2.45%) Land $133,300 Building $598,200
2024		$714,000 Land $128,200 Building $585,800	$714,000 Land $128,200 Building $585,800
2023	$541.00
2022		$64,300 Land $64,300	$64,300 Land $64,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3012 Stephanie Loop NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3012 Stephanie Loop NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Stephanie Loop NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures