3012 Silver Saddle Dr, Waco, TX 76706 Property Records

McLennan County property record for 3012 Silver Saddle Dr, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,615 sqft · built 2012
Lot Size0.154 acres (6,726 sqft)
OwnerCompany Name on Record
Tax Bill$4,229 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN36-083101-000816-0

Property Details

APN / Parcel Number

Primary APN36-083101-000816-0
Alternative APN
  • 353595

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
Gross Area2,055 sqft
1st Floor Area1,615 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area6,726 sqft (0.154 acres)
Lot Dimensions110 ft deep x 61 ft wide
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area106 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3012 SILVER SADDLE DR
CityWACO
StateTX
Zip76706-6575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSURREY VILLAGE PH TWO LOT 16 BLOCK 8 ACRES .1544
Legal SubdivisionSURREY VILLAGE PH TWO
Legal Block8
Legal Lot Number16
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4019
Census Tract3703

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 759, HEWITT, TX 76643-0759
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Recording DateApr 3, 2018
Property Address3012 SILVER SADDLE DR, WACO, TX 76706-6575
Instrument DateMar 22, 2018
Instrument10459
Transaction TypeMortgage
Record UpdatedApr 12, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000010459
DateApr 3, 2018
Instrument10459
Lender
NameNATIONAL UNITED
AddressPO BOX 779, GATESVILLE, TX 76528-0779
Agreement
AmountAmount Recorded
Term60 Months
DueApr 2, 2023

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityRobinson City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,320 (-8%) Land $37,462 Building $165,858$203,320 (-8%) Land $37,462 Building $165,858
2025$4,229.00 (+7.5%)$221,000 (-7.53%) Land $34,030 Building $186,970$221,000 (-7.53%) Land $34,030 Building $186,970
2024$3,934.00 (-10.53%)
2023$239,000 Land $29,660 Building $209,340$239,000 Land $29,660 Building $209,340
2022$4,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROBINSON
serves 11,900 people · EPA ID TX1550010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

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