Rutherford County property record for 3012 Ryan Hill Dr, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,300 sqft · built 2005 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 2026) |
| Tax Bill | $1,666 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033H-A-015.00-000 |
| Primary APN | 033H-A-015.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 50,530 sqft (1.16 acres) |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0020948 |
|---|---|
| Street Address | 3012 RYAN HILL DR |
| City | SMYRNA |
| State | TN |
| Zip | 37167-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLOWAY |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40811 |
3012 Ryan Hill Dr is owned by an individual who bought it in June 2026.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 501 HARDY DR, SPRINGFIELD, TN 37172-4307 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS MONEY SOURCE INC |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on File |
| Deed Sale | Jun 29, 2026 · Amount on File |
| Prior Sale | Nov 15, 1999 · Amount on File |
| Deed Document Number | 20262656485 |
| Deed Book / Page | 2658 / 3504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jun 29, 2026 |
| Property Address | 3012 RYAN HILL DR, SMYRNA, TN 37167-9314 |
| Document Number | 0002656485 |
| Book / Page | 2658 / 3504 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20262656485 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | WATERSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,767.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 HARDY DR, SPRINGFIELD, TN 37172-4307 |
| Document Number | 0000056486, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202656486 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3012 RYAN HILL DR, SMYRNA, TN 37167-9314 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21631985 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 2163/1985 |
| Instrument | 2401931 |
| Name | AMERICAS MONEY SOURCE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3012 RYAN HILL DR, SMYRNA, TN 37167-9314 |
| Document Number | RB15903192 |
| Book / Page | 001590 / 003192 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3012 RYAN HILL DR SMYRNA TN 371679314, SMYRNA, TN 37167-9314 |
| Document Number | RB15903192 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 001590/003192 |
| Instrument | 2095807 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 18, 2042 |
The 2025 property tax bill for 3012 Ryan Hill Dr was $1,666.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,400 (+30.35%) Land $30,000 Building $60,400 | $361,600 Land $120,000 Building $241,600 | |
| 2025 | $1,666.00 | $69,350 Land $15,950 Building $53,400 | |
| 2023 | $1,572.00 | $65,450 Land $15,950 Building $49,500 | $261,800 (-5.62%) Land $63,800 Building $198,000 |
| 2022 | $277,400 Land $63,800 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3012 Ryan Hill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3012 Ryan Hill Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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