3012 River Garden Rd, Covington, GA 30016 Property Records

Rockdale County property record for 3012 River Garden Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 1999
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2021)
Tax Bill	$2,714 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-A-01-0054`

Property Details

APN / Parcel Number

Primary APN	`033-A-01-0054`
Alternative APN	`7203`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,408 sqft Heated Area
1st Floor Area	1,086 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stone
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling
Garage Area	462 sqft
Patio Area	140 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7203
Street Address	3012 RIVER GARDEN RD
City	COVINGTON
State	GA
Zip	30016-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL48 LD11 S/SIDE RIVER GARDEN RD
Legal Subdivision	RIVERCLIFT
Jurisdiction	ROCKDALE GA
Township / Civil Division	SOUTH ROCKDALE
Census Block Group	2
Census Block	2015
Census Tract	60408

Owner

Source: Rockdale County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3012 RIVER GARDEN RD, COVINGTON, GA 30016-8966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Apr 13, 2000 · Amount on Record
Deed Document Number	20211494
Deed Book / Page	6981 / 116
Prior Transfer Date	Mar 30, 2000
Prior Transfer Doc	1843000055
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKDALE GA
Recording Date	Apr 12, 2021
Property Address	3012 RIVER GARDEN RD, COVINGTON, GA 30016-8966
Document Number	0069810116
Book / Page	6981 / 116
Instrument Date	Apr 12, 2021
Instrument	2021-001494
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 GLENSIDE CT, STONE MOUNTAIN, GA 30088-2304

Mortgage

Document Number	0069810000000121
Date	Apr 20, 2021
Book Page	0000006981/0000000121

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Rockdale County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Rockdale County
Unified School District	Rockdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,714.00 (-22.43%) Homeowner's exemption	$130,760 (-5.22%) Land $24,200 Building $106,560	$326,900 (-5.22%) Land $60,500 Building $266,400
2025	$3,499.00 (+34.16%) Homeowner's exemption	$137,960 (+24.74%) Land $22,360 Building $115,600	$344,900 (+24.74%) Land $55,900 Building $289,000
2023	$2,608.00 (-27.19%) Homeowner's exemption	$110,600 (+16.37%) Land $18,800 Building $91,800	$276,500 (+16.37%) Land $47,000 Building $229,500
2022	$3,582.00 Homeowner's exemption	$95,040 Land $17,200 Building $77,840	$237,600 Land $43,000 Building $194,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKDALE CO. WATER SYSTEM serves 87,156 people · EPA ID GA2470000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20