3012 Old Annapolis Trl, Frederick, MD 21701 Property Records

Frederick County property record for 3012 Old Annapolis Trl, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 3,316 sqft · built 2013
Lot Size	0.096 acres (4,198 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Feb 2021)
Tax Bill	$9,628 (2023)
Deeds & Mortgages	Nov 2019 Line of Credit Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-588968`

Property Details

APN / Parcel Number

Primary APN	`02-588968`
Alternative APN	`588968`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,316 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,198 sqft (0.096 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	168 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	588968
Street Address	3012 OLD ANNAPOLIS TRL
City	FREDERICK
State	MD
Zip	21701-6824
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 47 PLAT 20 SECTI 4,198 SQ FT MILL ISLAND AT WORMAN'S
Legal Subdivision	MILL ISLAND/WORMANS MILL
Legal Lot Number	47
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1015
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3012 OLD ANNAPOLIS TRL, FREDERICK, MD 21701-6824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit FREDERICK COUNTY BANK
Feb 11, 2021	Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Jan 30, 2018	Grant Deed, Transfer BRENNAN TITLE
Jan 30, 2018	Grant Deed, Transfer BRENNAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	0014535498
Deed Book / Page	14535 / 498
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3012 OLD ANNAPOLIS TRL, FREDERICK, MD 21701-6824
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133290418
Date	Nov 8, 2019
Book Page	13329/0418

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 11, 2021
Property Address	3012 OLD ANNAPOLIS TRL, FREDERICK, MD 21701-6824
Document Number	0145350498
Book / Page	14535 / 498
Map Reference	MB 91 PL 26
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14613 DEHAVEN CT, NORTH POTOMAC, MD 20878-2471

Mortgage

Document Number	0014535504
Date	Feb 11, 2021
Instrument	14535/504

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 30, 2018
Property Address	3012 OLD ANNAPOLIS TRL, FREDERICK, MD 21701-6824
Document Number	0122560107
Book / Page	012256 / 000107
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3261 OLD WASHINGTON RD #3040 WALDORF MD 206023223, 3040, WALDORF, MD 20602-3223
Investor	Possibly a Property Investor

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 30, 2018
Property Address	3012 OLD ANNAPOLIS TRL, FREDERICK, MD 21701-6824
Document Number	0122560113
Book / Page	012256 / 000113
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3012 OLD ANNAPOLIS TRL FREDERICK MD 217016824, FREDERICK, MD 21701-6824

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,628.00	$530,700	$638,100 Land $90,000 Building $548,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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