3012 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 3012 Locust St, Saint Joseph, MO 64501

Property Summary

Property TypeSingle Family Home
Details908 sqft · built 1917
Lot Size0.212 acres (9,250 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Sep 2008)
Tax Bill$65 (2025)
Deeds & MortgagesJun 2019 Mortgage
Mar 2022 Transfer
+ 2 more
APN06-5.0-15-002-001-068.000

Property Details

APN / Parcel Number

Primary APN06-5.0-15-002-001-068.000

Interior

Building Area908 sqft Base Area
1st Floor Area908 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area9,250 sqft (0.212 acres)
Lot Dimensions185 ft deep x 50 ft wide

Location & Zoning

Street Address3012 LOCUST ST
CitySAINT JOSEPH
StateMO
Zip64501-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:OAK HILL LOT:7 BLK:3LGL DESC:
Legal SubdivisionOAK HILL
Legal Block3
Legal Lot Number7
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2029
Census Tract900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
ST JOSEPH CITY
Mar 3, 2022Correction Deed
FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA
Sep 21, 2021Beneficiary Deed, Transfer
Jul 7, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2008 · Amount on Record
Deed SaleSep 30, 2008 · Amount on Record
Deed Document Number200812625
Deed Book / Page3103 / 679
Last Transfer DateMar 3, 2022
Transfer Doc003773/486
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003738/115
DateJun 5, 2019
Book Page3738/115
Instrument2019004533
Lender
NameST JOSEPH CITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionBUCHANAN MO
Recording DateMar 3, 2022
Property Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418
Document Number003773/486
Book / Page3773 / 486
Instrument DateMar 3, 2022
Instrument2022002061
Record UpdatedMar 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418

September 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionBUCHANAN MO
Recording DateSep 21, 2021
Property Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418
Document Number003767/597
Book / Page3767 / 597
Instrument DateSep 21, 2021
Instrument2021010294
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418

Transferred To (Grantee/Buyer)

NameVerified Name

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateJul 7, 2017
Property Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418
Document Number2017006503
Instrument DateJul 7, 2017
Instrument2017006503
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3012 LOCUST ST, SAINT JOSEPH, MO 64501-3418

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65.00 (-86.29%)$6,570 (+5.29%) Land $1,810 Building $4,760$34,530 (+5.31%) Land $9,500 Building $25,030
2024$474.00 (+14.77%)
2023$413.00 (-0.72%)$6,240 (-) Land $1,810 Building $4,430$32,790 (-) Land $9,500 Building $23,290
2022$416.00$6,240 Land $1,810 Building $4,430
2021$32,790 Land $9,500 Building $23,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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