3012 Howard St, Port Huron, MI 48060 Property Records

St. Clair County property record for 3012 Howard St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 2023
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2026)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-750-0030-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-750-0030-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	175 ft deep x 66 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3012 HOWARD ST
City	PORT HURON
State	MI
Zip	48060-4859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Description	W 66 FT OF N 175 FT OF LOT 10 SUPV HOWARD ST PLAT
Legal Subdivision	SUPRVRS HOWARD STREET
Legal Lot Number	10
Legal Unit	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	6
Census Block	6022
Census Tract	636000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4061 GARDENDALE DR, 104, FORT GRATIOT, MI 48059-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Deed Document Number	202615288
Deed Book / Page	5948 / 646
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 29, 2026
Property Address	3012 HOWARD ST, PORT HURON, MI 48060-4859
Document Number	0000015288
Book / Page	5948 / 646
Instrument Date	Jun 16, 2026
Instrument	202615288
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$170,437.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 17, 2026
Property Address	3012 HOWARD ST, PORT HURON, MI 48060-4859
Document Number	0000012308
Book / Page	5934 / 974
Instrument Date	Jun 16, 2026
Instrument	202612308
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012308,
Date	Jun 17, 2026
Book Page	5934/974
Instrument	202612308

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3012 HOWARD ST, PORT HURON, MI 48060-4859
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 HOWARD ST, PORT HURON, MI 48060-4859

Mortgage

Document Number	0005699454
Date	Mar 25, 2024
Book Page	5699/454
Instrument	2024004681

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,100 (+17.57%)	$226,200 (+17.57%)
2025	$3,054.00 (+3.04%) Homeowner's exemption	$96,200 (+67.01%)
2024	$2,964.00 (+126.95%)		$192,400 (+67.01%)
2023		$57,600
2022	$1,306.00		$115,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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