3012 Eshcol Ave, Zion, IL 60099 Property Records

Lake County property record for 3012 Eshcol Ave, Zion, IL 60099 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,936 sqft · built 1908
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2024)
Tax Bill	$7,447 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-209-018`

Property Details

APN / Parcel Number

Primary APN	`04-28-209-018`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	1,504 sqft
2nd Floor Area	432 sqft
Upper Floors Area	432 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,999 sqft (0.207 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3012 ESHCOL AVE
City	ZION
State	IL
Zip	60099-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.28 LOT 14 BLOCK 20
Legal Subdivision	ZION CITY SEC.28
Legal Block	20
Legal Lot Number	14
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2009
Census Tract	860500

Owner

Source: Lake County records · APN 04-28-209-018

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 CUSTER AVE, EVANSTON, IL 60202-3468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 03, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 09, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 09, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Aug 14, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20248016984
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 30, 2024
Property Address	3012 ESHCOL AVE, ZION, IL 60099-3339
Document Number	0008016984
Instrument Date	Nov 22, 2023
Instrument	8016984
Transaction Type	Transfer
Record Updated	Feb 08, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3012 ESHCOL AVE, ZION, IL 60099-3339

Mortgage

Document Number	0008016985
Date	Jan 30, 2024
Instrument	8016985

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Fixed Rate
Rate	7%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	3012 ESHCOL AVE, ZION, IL 60099-3339
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 ESHCOL AVE, ZION, IL 60099-3339

Mortgage

Document Number	0007783177
Date	May 03, 2021
Instrument	7783177

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Sep 01, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	3012 ESHCOL AVE, ZION, IL 60099-3339
Document Number	0007595463
Instrument Date	Aug 09, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 ESHCOL AVE ZION IL 600993339, ZION, IL 60099-3339

Mortgage

Document Number	0007595463
Date	Sep 25, 2019
Instrument	7595463

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	3012 ESHCOL AVE, ZION, IL 60099-3339
Document Number	0007596443
Instrument Date	Aug 09, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 ESHCOL AVE ZION IL 600993339, ZION, IL 60099-3339

Mortgage

Document Number	0007596443
Date	Sep 30, 2019
Instrument	7596443

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 14, 2017
Property Address	3012 ESHCOL AVE, ZION, IL 60099-3339
Document Number	0007419474
Instrument Date	Aug 03, 2017
Instrument	7419474
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 ESHCOL AVE ZION IL 600993339, ZION, IL 60099-3339

Mortgage

Document Number	7419475
Date	Aug 14, 2017
Instrument	7419475

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Interest

Rate	5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,525 (+28.1%) Land $9,425 Building $66,100	$226,598 (+28.1%) Land $28,278 Building $198,320
2024	$7,447.00 (+32.89%)
2023	$5,604.00 (+17.02%)	$58,957 (+30.41%) Land $7,421 Building $51,536	$176,888 (+30.41%) Land $22,265 Building $154,623
2022	$4,789.00	$45,210 Land $6,107 Building $39,103	$135,644 Land $18,323 Building $117,321

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978605002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 38% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 503 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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