3012 Emmaus Ave, Zion, IL 60099 Property Records

Lake County property record for 3012 Emmaus Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1920
Lot Size	0.175 acres (7,601 sqft)
Owner	Company Name on Record
Last Sale	$76,000 (Jun 2022)
Tax Bill	$5,587 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-28-211-019`

Property Details

APN / Parcel Number

Primary APN	`04-28-211-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	780 sqft
2nd Floor Area	390 sqft
Upper Floors Area	390 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,601 sqft (0.175 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3012 EMMAUS AVE
City	ZION
State	IL
Zip	60099-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.28 LOT 19 BLOCK 22
Legal Subdivision	ZION CITY SEC.28
Legal Block	22
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2011
Census Tract	860500

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3012 EMMAUS AVE, ZION, IL 60099-3230
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Jun 17, 2022	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Jul 30, 1996
Deed Document Number	20227912327
Prior Transfer Date	Jan 11, 2005
Prior Transfer Doc	0005730669
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	3012 EMMAUS AVE, ZION, IL 60099-3230
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 ALGONA AVE, ELGIN, IL 60120-3999

Mortgage

Document Number	0007956784
Date	Feb 2, 2023
Instrument	7956784

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 17, 2022
Property Address	3012 EMMAUS AVE, ZION, IL 60099-3230
Document Number	0007912327
Instrument Date	Jun 9, 2022
Instrument	7912327
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 ALGERS AVE, ELGIN, IL 60120

Mortgage

Document Number	0007912328
Date	Jun 17, 2022
Instrument	7912328

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,869 (+13.25%) Land $9,037 Building $40,832	$149,622 (+13.25%) Land $27,114 Building $122,508
2024	$5,587.00 (+2.95%)	$44,035 (+12.16%) Land $7,980 Building $36,055	$132,118 (+12.16%) Land $23,942 Building $108,176
2023	$5,427.00 (+29.62%)	$39,261 (+20.2%) Land $7,115 Building $32,146	$117,795 (+20.2%) Land $21,347 Building $96,448
2022	$4,187.00	$32,664 Land $5,860 Building $26,804	$98,002 Land $17,582 Building $80,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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