Beaufort County property record for 3012 Elm St, Beaufort, SC 29902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,512 sqft · built 1973 |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Aug 2024) |
| Tax Bill | $5,673 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R10003100C00310000 |
| Primary APN | R10003100C00310000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00173939 |
|---|---|
| Old Parcel Number | R10003100C00310000 |
| Street Address | 3012 ELM ST |
| City | BEAUFORT |
| State | SC |
| Zip | 29902-5808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4111 |
| Legal Description | LOT 31 CHERRY HILL |
| Legal Subdivision | FOREST FIELDS |
| Legal Lot Number | 31 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BEAUFORT-PORT ROYAL |
| Census Block Group | 3 |
| Census Block | 3074 |
| Census Tract | 503 |
3012 Elm St is owned and occupied by an individual who bought it in August 2024.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3012 ELM ST, BEAUFORT, SC 29902-5808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Jun 4, 2021 | Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on File |
| Deed Sale | Aug 27, 2024 · Amount on File |
| Prior Sale | Jun 4, 2021 · Amount on File |
| Deed Document Number | 2024037980 |
| Deed Book / Page | 4362 / 833 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 3012 ELM ST, BEAUFORT, SC 29902-5808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042245 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 4166/2255 |
| Instrument | 2022042245 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 4, 2021 |
| Property Address | 3012 ELM ST, BEAUFORT, SC 29902-5808 |
| Document Number | 0000041163 |
| Book / Page | 4020 / 2318 |
| Map Reference | MB 20 PG 69 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021041163 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3012 ELM ST, BEAUFORT, SC 29902-5808 |
| Document Number | 0000041164 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021041164 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 3012 Elm St was $5,673, up 34.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,673.00 (+34.15%) | $18,900 (+94.44%) | |
| 2024 | $4,229.00 | $9,720 (-) Land $1,200 Building $8,520 | $243,000 (-22.86%) Land $30,000 Building $213,000 |
| 2023 | $4,229.00 (+9.5%) | $9,720 (+17.96%) Land $1,200 Building $8,520 | $315,000 (+52.91%) Land $30,000 Building $285,000 |
| 2022 | $3,862.00 | $8,240 Land $1,000 Building $7,240 | $206,000 Land $25,000 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3012 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 291 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 351 units insured incl. 60 condo units |
| Nearby Flood Claims | 25 (1985–2025) |
| Claims Outside the SFHA | 10 of 25 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3012 Elm St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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