3012 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3012 Ebbtide Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 898 sqft · built 1978
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2024)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-010077`

Property Details

APN / Parcel Number

Primary APN	`01-010077`
Alternative APNs	`1010077` `010077`

Interior

Full Baths	2 Baths
Building Area	898 sqft Total Area
Basement Area	442 sqft
Finished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010077
Street Address	3012 EBBTIDE DR
City	EDGEWOOD
State	MD
Zip	21040-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 201 45X115 .12 AC 3012 EBBTIDE DRIVE HARBOUR OAKS P2 P 36/55
Legal Subdivision	HARBOUR OAKS
Legal Lot Number	201
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3008
Census Tract	301602

Owner

Source: Harford County records · APN 01-010077

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3012 EBBTIDE DR, EDGEWOOD, MD 21040-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 17, 2024
Property Address	3012 EBBTIDE DR, EDGEWOOD, MD 21040-2902
Document Number	0162340118
Book / Page	16234 / 118
Map Reference	MB HDC 36 FO 55
Instrument Date	Apr 05, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3012 EBBTIDE DR, EDGEWOOD, MD 21040-2902

Mortgage

Document Number	0162340125
Date	Apr 17, 2024
Instrument	16234-0125

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,100 (+21.62%) Land $60,100 Building $157,000	$217,100 (+21.62%) Land $60,100 Building $157,000
2025	$2,085.00 (+35.13%) Homeowner's exemption
2023		$178,500 Land $60,100 Building $118,400	$178,500 Land $60,100 Building $118,400
2022	$1,543.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253016023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2013)
Most Recent Claim	May 2013, rainfall accumulation
Claims By Storm	Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.