3012 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3012 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,541 sqft · built 2013
Lot Size	0.18 acres (7,837 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Sep 2017)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A330970`

Property Details

APN / Parcel Number

Primary APN	`000A330970`
Alternative APNs	`03-1031-25-3-05-63-0000` `R0334335` `A33097`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,541 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,341 sqft
Basement Area	1,321 sqft
Finished Basement	1,200 sqft
Unfinished Basement	121 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,837 sqft (0.18 acres)
View / Lot	Neighborhood / Spot
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3012 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 1ST FILING, S25, T01 N, R24 E, BLOCK 3, LOT 62, (06) 7837 SQ FT
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 1ST FILING
Legal Block	3
Legal Lot Number	62
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2094
Census Tract	1403

Owner

3012 E Copper Ridge Loop is owned and occupied by two individuals who bought it in September 2017.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3012 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage VALLEY FINANCIAL CU
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTANA FCU
Dec 17, 2018	Deed of Trust, Mortgage · Balloon Mortgage AMERICAN TITLE AND ESCROW
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage YELLOWSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Prior Sale	Feb 12, 2015 · Amount on File
Deed Document Number	20173825912
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3012 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

Mortgage

Document Number	0004067330
Date	Feb 2, 2024
Instrument	4067330

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Nov 15, 2024

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3012 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003950855
Date	Dec 9, 2020
Instrument	3950855

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3012 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003871149
Date	Dec 17, 2018
Instrument	3871149

Lender

Name	AMERICAN TITLE AND ESCROW

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 1, 2017
Property Address	3012 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227
Document Number	0003825912
Instrument Date	Aug 31, 2017
Instrument	3825912
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3012 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2227

Mortgage

Document Number	0003825913
Date	Sep 1, 2017
Instrument	3825913

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3012 E Copper Ridge Loop was $3,448, down 14.4% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,400 (-) Land $75,622 Building $391,778	$467,400 (-) Land $75,622 Building $391,778
2025	$3,448.00 (-14.42%)	$467,400 Land $75,622 Building $391,778	$467,400 Land $75,622 Building $391,778
2024	$4,029.00 (+16.99%)
2023	$3,444.00	$385,900	$385,900 Land $65,747 Building $320,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3012 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3012 E Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on E Copper Ridge Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures