3012 Cumberland Brook Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 3012 Cumberland Brook Ln, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,892 sqft · built 2019
Lot Size0.289 acres (12,630 sqft)
Owner2 Individual Names on File
Tax Bill$15,837 (2025)
Deeds & MortgagesNov 2019 Mortgage
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNR430633

Property Details

APN / Parcel Number

Primary APNR430633
Alternative APN
  • 2279-11-003-0030-914

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,892 sqft Living Area
1st Floor Area3,750 sqft
2nd Floor Area1,142 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialEIFS / Synthetic Stucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area12,630 sqft (0.289 acres)
Garage TypeAttached
Garage Area753 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area514 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR430633
Street Address3012 CUMBERLAND BROOK LN
CityKATY
StateTX
Zip77494-4066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH NORTHWEST SEC 11, BLOCK 3, LOT 3
Legal SubdivisionCINCO RANCH NORTHWEST SEC 11
Legal Block3
Legal Lot Number3
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1031
Census Tract673108

Owner

3012 Cumberland Brook Ln is owned and occupied by two individuals who acquired it in November 2019.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3012 CUMBERLAND BROOK LN, KATY, TX 77494-4066
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2019Grant Deed, Transfer
BANK OF AMERICA
Sep 6, 2017Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2019
Deed SaleNov 6, 2019
Prior SaleNov 3, 2015
Deed Document Number2019127965
Record UpdatedJun 8, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFORT BEND TX
Recording DateNov 6, 2019
Property Address3012 CUMBERLAND BROOK LN, KATY, TX 77494-4066
Document Number0000127965
Instrument DateNov 4, 2019
Instrument127965
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanySTARTEX TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3012 CUMBERLAND BROOK LN KATY TX 77494, KATY, TX 77494

Mortgage

Document Number127966
DateNov 6, 2019
Instrument127966
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term180 Months
DueNov 5, 2034

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFORT BEND TX
Recording DateSep 6, 2017
Property Address3012 CUMBERLAND BROOK LN, KATY, TX 77494-4066
Instrument DateAug 28, 2017
Instrument97634
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanySTARTEX TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address17631 VILLAGE GREEN DR HOUSTON TX 77040, HOUSTON, TX 77040

Mortgage

Document Number0000097634
DateSep 6, 2017
Instrument97634
Lender
NameWELLS FARGO BK
Address2800 POST OAK BLVD # 3500, HOUSTON, TX 77056-6133
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3012 Cumberland Brook Ln was $15,837 with a homeowner's exemption, down 28.7% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,837.00 (-28.72%) Homeowner's exemption$1,136,395 (+1%) Land $178,750 Building $958,250$1,137,000 (+3.17%) Land $178,750 Building $958,250
2024$22,219.00 (+66.06%) Homeowner's exemption$1,033,086 (+1%) Land $178,750 Building $923,276$1,102,026 (-1.55%) Land $178,750 Building $923,276
2023$13,380.00 Homeowner's exemption$939,169 Land $137,500 Building $981,827$1,119,327 Land $137,500 Building $981,827
2018$2,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3012 Cumberland Brook Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 270 policies
Nearby Flood Policies270 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3012 Cumberland Brook Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 58
serves 10,629 people · EPA ID TX0790458
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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