Schenectady County and Rotterdam Town property record for 3012 Cox Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,000 (May 2018) |
| Tax Bill | $5,935 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-6-40 |
| Primary APN | 422800 48.19-6-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3012 COX AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G GROVE PARK-60 2.-135-15 |
| Legal Subdivision | GROVE PARK |
| Legal Block | 6 |
| Legal Lot Number | 40.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 32700 |
3012 Cox Ave is owned and occupied by two individuals who bought it in May 2018.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3012 COX AVE, SCHENECTADY, NY 12306-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| May 23, 2018 | Warranty Deed, Transfer AMERICAN LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on File |
| Deed Sale | May 23, 2018 · Amount on File |
| Prior Sale | Nov 23, 2016 · Amount on File |
| Deed Document Number | 201822125 |
| Deed Book / Page | 1987 / 790 |
| Prior Transfer Date | Nov 10, 2016 |
| Prior Transfer Doc | 0000054641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3012 COX AVE, SCHENECTADY, NY 12306-2108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3012 COX AVE, ROTTERDAM, NY 12306-2108 |
| Document Number | 0000044375 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 5249/566 |
| Instrument | 202244375 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 234 Months |
| Due | Feb 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 23, 2018 |
| Property Address | 3012 COX AVE, SCHENECTADY, NY 12306-2108 |
| Document Number | 0000022125 |
| Book / Page | 1987 / 790 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 201822125 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $644.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 MARJON AVE, 7, GLENVILLE, NY 12302-5605 |
| Name | Verified Name |
|---|---|
| Address | 4280 QUEEN PHILOMENA BLVD, SCHENECTADY, NY 12304-4820 |
The 2026 property tax bill for 3012 Cox Ave was $5,935, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,935.00 (+2.05%) | ||
| 2025 | $5,816.00 | $159,100 Land $6,600 Building $152,500 | $244,800 Land $10,155 Building $234,645 |
| 2023 | $159,100 Land $6,600 Building $152,500 | $209,300 Land $8,682 Building $200,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3012 Cox Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3012 Cox Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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