3012 Cedarshade Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 3012 Cedarshade Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$271,286 (Sep 2025)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A962000334`

Property Details

APN / Parcel Number

Primary APN	`A962000334`
Alternative APN	`2-0124-7239-00-0139.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
Gross Area	3,586 sqft
1st Floor Area	1,613 sqft
Basement Area	1,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000334
Street Address	3012 CEDARSHADE CT
City	SAINT PETERS
State	MO
Zip	63376-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CROSSING LOT 139
Legal Subdivision	COUNTRY CROSSING
Legal Lot Number	139
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	3
Census Block	3000
Census Tract	311322

Owner

3012 Cedarshade Ct is owned and occupied by an individual who bought it in September 2025.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3012 CEDARSHADE CT, SAINT PETERS, MO 63376-3854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 14, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	202538972
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	0000038973
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3012 CEDARSHADE CT, SAINT PETERS, MO 63376-3854
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 CEDASHADE CT, SAINT PETERS, MO 63376-3854

Mortgage

Document Number	0000019748
Date	Mar 5, 2021
Instrument	2021R-019748

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 20, 2019
Property Address	3012 CEDARSHADE CT, SAINT PETERS, MO 63376-3854
Document Number	0071461549
Book / Page	7146 / 1549
Map Reference	MB 32 PG 191-195
Instrument Date	Sep 12, 2019
Instrument	20190920000518390
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 CEDARSHADE CT, SAINT PETERS, MO 63376-3854

Mortgage

Document Number	20190920000518400
Date	Sep 20, 2019
Instrument	20190920000518400

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 14, 2019
Property Address	3012 CEDARSHADE CT, SAINT PETERS, MO 63376-3854
Document Number	0071231215
Book / Page	7123 / 1215
Map Reference	MB 32 PG 191-195
Instrument Date	May 10, 2019
Instrument	20190814000427700
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 CEDARSHADE CT, SAINT PETERS, MO 63376-3854

Mortgage

Document Number	20190814000427710
Date	Aug 14, 2019
Instrument	20190814000427710

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3012 Cedarshade Ct was $4,152, down 0.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,377 (-)	$317,776 (-) Land $75,000 Building $242,776
2025	$4,152.00 (-0.24%)	$60,377	$317,776 Land $75,000 Building $242,776
2024	$4,162.00
2023		$60,244
2022			$317,076 Land $60,000 Building $257,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3012 Cedarshade Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3012 Cedarshade Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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