3012 Bruce Trail Ct, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 3012 Bruce Trail Ct, Cottleville, MO 63304 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,812 sqft · built 2024
Lot Size	0.26 acres (11,330 sqft)
Owner	Individual Name on File
Last Sale	$913,976 (Jul 2025)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T241500214`

Property Details

APN / Parcel Number

Primary APN	`T241500214`
Alternative APN	`3-0110-D438-00-0084.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
Gross Area	4,218 sqft
Basement Area	1,406 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	11,330 sqft (0.26 acres)

Location & Zoning

Account Number	T241500214
Street Address	3012 BRUCE TRAIL CT
City	SAINT CHARLES
State	MO
Zip	63304-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTLEVILLE TRAILS #4A LOT 84
Legal Subdivision	COTTLEVILLE TRAILS #4A
Legal Lot Number	84
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3006
Census Tract	311124

Owner

Source: St. Charles County records · APN T241500214

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3012 BRUCE TRAIL CT, SAINT CHARLES, MO 63304-8053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2025 · Amount on Record
Deed Sale	Jul 01, 2025 · Amount on Record
Prior Sale	Jul 01, 2025
Deed Document Number	202527858
Last Transfer Date	May 12, 2026
Transfer Doc	0000023275
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2026
Property Address	3012 BRUCE TRAIL CT, COTTLEVILLE, MO 63304-8053
Document Number	0000023275
Instrument Date	May 12, 2026
Instrument	202623275
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 BRUCE TRAIL CT, COTTLEVILLE, MO 63304-8053

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,631.00	$15,200	$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111243, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.