Chesapeake City property record for 3012 Bertram St, Chesapeake, VA 23323 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,933 sqft · built 1992 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Dec 2012) |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Sep 2010 Line of Credit Jan 2008 Second Mortgage |
| APN | 0441005000500 |
| Primary APN | 0441005000500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,933 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Upper Floors Area | 766 sqft |
| Attic | Attic |
| Attic Area | 478 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 167 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 478 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 576 sqft |
| Balcony Area | 68 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3012 BERTRAM ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50 ELMWOOD LANDING WEST |
| Legal Subdivision | ELMWOOD LANDING,ELMWOOD LANDING WEST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21301 |
Source: Chesapeake City records · APN 0441005000500
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3012 BERTRAM ST, CHESAPEAKE, VA 23323-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2010 | Deed of Trust, Mortgage · Line of Credit RBC BANK USA |
| Jan 25, 2008 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2012 · Amount on Record |
| Deed Sale | Dec 06, 2012 · Amount on Record |
| Prior Sale | Jun 24, 2004 · Amount on Record |
| Deed Book / Page | 8902 / 720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3012 BERTRAM ST, CHESAPEAKE, VA 23323-1162 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008221/199 |
|---|---|
| Date | Sep 28, 2010 |
| Book Page | 8221/199 |
| Name | RBC BANK USA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3012 BERTRAM ST, CHESAPEAKE, VA 23323-1162 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007348/333 |
|---|---|
| Date | Jan 25, 2008 |
| Book Page | 7348/333 |
| Name | GMAC MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Sep 01, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 (+39.33%) | $415,600 (+7.56%) Land $150,000 Building $265,600 | $415,600 (+7.56%) Land $150,000 Building $265,600 |
| 2023 | $386,400 (+9.55%) Land $130,000 Building $256,400 | $386,400 (+9.55%) Land $130,000 Building $256,400 | |
| 2022 | $352,700 Land $120,000 Building $232,700 | $352,700 Land $120,000 Building $232,700 | |
| 2019 | $3,013.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500213013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 73 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force 67 of 73 on primary residences |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024, other causes |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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