3012 Bent Tree Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 3012 Bent Tree Dr, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,122 sqft · built 1992
Lot Size0.353 acres (15,364 sqft)
Owner2 Company Names on Record
Last Sale$397,880 (Apr 2024)
Tax Bill$1,712 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN1G1242000101300000

Property Details

APN / Parcel Number

Primary APN1G1242000101300000
Alternative APNs
  • 000000025348
  • 000000122248
  • 000000298417
  • 25348

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,122 sqft Living Area
Gross Area2,834 sqft
1st Floor Area1,978 sqft
2nd Floor Area144 sqft
Utility Area280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,364 sqft (0.353 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area18 sqft
Deck Area240 sqft
Patio Area210 sqft
PondPond
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3012 BENT TREE DR
CitySCHERTZ
StateTX
Zip78154-3705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 13 BLK: 1 ADDN: GREENSHIRE OAKS
Legal SubdivisionGREENSHIRE OAKS
Legal Block1
Legal Lot Number13
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1006
Census Tract210712

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3012 BENT TREE DR, SCHERTZ, TX 78154-3705
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · VA Mortgage
GARDNER FINANCIAL SERVICES LTD
Apr 16, 2024Vendor's Lien, Transfer · VA Mortgage
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleSep 16, 2009 · Amount on Record
Deed Document Number20248437
Prior Transfer DateSep 14, 2009
Prior Transfer Doc0000016795
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property AddressTX
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3012 BENT TREE DR, SCHERTZ, TX 78154-3705

Mortgage

Document Number0099027114
DateOct 28, 2025
Instrument202599027114
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78259
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateApr 16, 2024
Property Address3012 BENT TREE DR, SCHERTZ, TX 78154-3705
Document Number0099008437
Map ReferenceVOL 5 PG 66A&66B
Instrument DateApr 15, 2024
Instrument202499008437
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3012 BENT TREE DR, SCHERTZ, TX 78154-3705

Mortgage

Document Number0099008438
DateApr 16, 2024
Instrument202499008438
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,622 (-4.09%) Land $53,507 Building $275,115$328,622 (-4.09%) Land $53,507 Building $275,115
2025$1,712.00 (-35.88%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$342,630 (-5.28%) Land $69,882 Building $272,748$342,630 (-5.28%) Land $69,882 Building $272,748
2024$2,670.00 (-0.19%)
2023$2,675.00 (-40.65%) Homeowner's exemption Senior Citizen's exemption$361,715 Land $39,035 Building $322,680$361,715 Land $39,035 Building $322,680
2022$4,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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