3012 Bay Dr, Bradenton, FL 34207 Property Records

Manatee County property record for 3012 Bay Dr, Bradenton, FL 34207

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,401 sqft · built 1979
Lot Size	0.326 acres (14,200 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2012)
Tax Bill	$11,213 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`62584-1100-5`

Property Details

APN / Parcel Number

Primary APN	`62584-1100-5`
Alternative APN	`3517226258411005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,401 sqft Living Area
Gross Area	3,694 sqft
1st Floor Area	2,401 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
View / Lot	Bay Front
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	813 sqft
Deck Area	199 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3012 BAY DR
City	BRADENTON
State	FL
Zip	34207-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3 RES
Legal Description	LOT 20 SARABAY ESTATES SUB ALSO IN SECS 21/27-35-17 PI#62584.1100/5
Legal Range	17E
Legal Township	35S
Legal Section	22
Legal Subdivision	SARABAY ESTATES
Legal Tract	06258400
Legal Lot Number	20
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2003
Census Tract	1001

Owner

3012 Bay Dr is owned and occupied by two individuals who bought it in November 2012.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3012 BAY DR, BRADENTON, FL 34207-5510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2012 · Amount on File
Deed Sale	Nov 30, 2012 · Amount on File
Prior Sale	Apr 29, 1998 · Amount on File
Deed Document Number	20123090942
Deed Book / Page	2447 / 1227
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3012 BAY DR, BRADENTON, FL 34207-5510
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 BAY DR, BRADENTON, FL 34207-5510

Mortgage

Document Number	202141142928
Date	Oct 27, 2021
Instrument	202141142928

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3012 Bay Dr was $11,213 with a homeowner's exemption, up 2.7% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$808,434 (+2.7%)	$1,218,826 (-2.29%) Land $306,000 Building $912,826
2025	$11,213.00 (+2.7%) Homeowner's exemption	$787,180	$1,247,405 Land $306,000 Building $941,405
2024	$10,918.00 (+1.01%)
2023	$10,809.00 (+2.43%) Homeowner's exemption	$742,714 (+3%)	$1,272,821 (+13.88%) Land $306,000 Building $966,821
2022	$10,553.00 Homeowner's exemption	$721,082	$1,117,682 Land $300,000 Building $817,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3012 Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	6 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3012 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20