3012 Andover Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 3012 Andover Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,694 sqft · built 1978
Lot Size	0.861 acres (37,513 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2006)
Tax Bill	$4,273 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-036379`

Property Details

APN / Parcel Number

Primary APN	`04-036379`
Alternative APNs	`4036379` `036379`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,694 sqft Total Area
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	37,513 sqft (0.861 acres)
Lot Dimensions	281 ft deep x 134 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	792 sqft
Porch	Slab
Porch Area	318 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036379
Street Address	3012 ANDOVER RD
City	FOREST HILL
State	MD
Zip	21050-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 20 135/132X281 3012 ANDOVER ROAD CLEAR SPRINGS EST P29/34
Legal Subdivision	CLEAR SPRING ESTATE
Legal Lot Number	20,3012
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3000
Census Tract	304202

Owner

3012 Andover Rd is owned and occupied by an individual who acquired it in October 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3012 ANDOVER RD, FOREST HILL, MD 21050-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2006 · Amount on File
Deed Sale	May 9, 2006 · Amount on File
Prior Sale	Dec 26, 2000 · Amount on File
Deed Document Number	2006658
Deed Book / Page	6730 / 579
Last Transfer Date	Oct 6, 2022
Transfer Doc	0157070480
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3012 ANDOVER RD, FOREST HILL, MD 21050-2009
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 ANDOVER RD, FOREST HILL, MD 21050-2009

Mortgage

Document Number	0170460406
Date	Mar 18, 2026
Book Page	17046/406

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3012 ANDOVER RD, FOREST HILL, MD 21050-2009
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 ANDOVER RD, FOREST HILL, MD 21050-2009

Mortgage

Document Number	0140790114
Date	Sep 2, 2020
Book Page	14079/114

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	269 Months
Due	Feb 1, 2043

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Oct 17, 2022
Property Address	3012 ANDOVER RD, FOREST HILL, MD 21050-2009
Document Number	0157070480
Book / Page	15707 / 480
Map Reference	MB HDC 29 FO 34
Instrument Date	Oct 6, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3012 ANDOVER RD, FOREST HILL, MD 21050-2009

Mortgage

Document Number	0157070485
Date	Oct 17, 2022
Instrument	15707-0485

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3012 Andover Rd was $4,273, up 14.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,273.00 (+14.19%)	$386,633 (+6.73%)	$411,000 (-) Land $118,600 Building $292,400
2025	$3,742.00	$362,267	$411,000 Land $118,600 Building $292,400
2023		$329,733	$337,900 Land $118,600 Building $219,300
2022	$3,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3012 Andover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3012 Andover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

Nearby Properties on Andover Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures