3012 Affirmed Dr, North Bend, OH 45052 Property Records

Hamilton County property record for 3012 Affirmed Dr, North Bend, OH 45052

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,586 sqft · built 1994
Lot Size	0.678 acres (29,534 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jan 2026)
Tax Bill	$6,943 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0090-0307-00`

Property Details

APN / Parcel Number

Primary APN	`570-0090-0307-00`
Alternative APN	`0088880`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	4,420 sqft
1st Floor Area	1,350 sqft
2nd Floor Area	1,236 sqft
Basement Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	29,534 sqft (0.678 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3012 AFFIRMED DR
City	NORTH BEND
State	OH
Zip	45052-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AACUP
Legal Description	AFFIRMED DR 0.678 AC LOT 51 BELMONT ESTATES SUB BL B
Legal Subdivision	BELMONT ESTATES SUB
Legal Block	B
Legal Lot Number	51
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1001
Census Tract	20404

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3012 AFFIRMED DR, NORTH BEND, OH 45052-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage KEMBA CREDIT UNION INC
Jan 14, 2026	Warranty Deed, Transfer KEMBA CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Sep 6, 1994
Deed Document Number	20263260
Deed Book / Page	15582 / 450
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	0000003260
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3012 AFFIRMED DR, NORTH BEND, OH 45052-9610
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091579
Date	Nov 21, 2025
Book Page	15548/2580
Instrument	2025-0091579

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 14, 2026
Property Address	3012 AFFIRMED DR, NORTH BEND, OH 45052-9610
Document Number	0000003260
Book / Page	15582 / 450
Map Reference	MB 310 PG 16&17
Instrument Date	Jan 9, 2026
Instrument	2026-0003260
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	UNKNOWN, LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 AFFIRMED DR, NORTH BEND, OH 45052-9610

Mortgage

Document Number	0000003261
Date	Jan 14, 2026
Instrument	2026-0003261

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,943.00 (+12.62%)	$132,423 (-) Land $18,900 Building $113,523	$378,350 (-) Land $54,000 Building $324,350
2024	$6,165.00 (-0.16%)	$132,423 (-) Land $18,900 Building $113,523
2023	$6,175.00 (-3.15%)	$132,423 (+23.72%) Land $18,900 Building $113,523	$378,350 (+23.72%) Land $54,000 Building $324,350
2022	$6,376.00 Homeowner's exemption	$107,031 Land $18,428 Building $88,603
2020			$305,800 Land $52,650 Building $253,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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